Advice Needed

Kimmie6

Hi there, I wondered if anyone could give me some advice about what we should do. My partner has a Nationwide credit card with approx £3000 on it. We want to take a holiday this year and have so far saved £1000 and it looks like we will need another £1500. We know we wont have enough saved by the time we have to book it and thought that we would pay the rest on a credit card.
I wanted to know if it would be better to just put the holiday on his existing card or apply for a new card and transfer the balance already owing and add the holiday to that or have one card with the transfered balance and one with the holiday on. We do not want to add anything else to a new card just purely have the holiday on it and try to pay it off as quickly as possible.
Any advice will be much appreciated. Thanks:D

Bokkens

Apply for a separate card with a long 0% Balance Transfer period this will allow you to move the balance from Nationwide to your new card if you want to,it will also give you 12-15 months to pay off your holiday debt.
If you select a MBNA card like Virgin,A&L Abbey you can transfer some(95%) of your credit limit straight into your bank account once there you can pay for your holiday with cash /cheque/Debit card in the normal way.
To avoid any interest charges do as Martin suggests and once you have used the card for BT's don't then use it for purchase ie.petrol at the garage or cash frrom a ATM as you will incur interest charges.Just it for BT's.
Hope that helps.