Infants travel insurance

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Hi,

My partner and I have our own multitrip EU travel insurance through our A&L current accounts. We are planning a trip to France in the summer with our daughter who will be 23 months at the time of travel.
Do I need travel insurance for her and if so will I be able to get cover for her on her own? It costs £60 to add family cover to the A&L insurance which seems a bit steep for just her for one trip?
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