Help needed. Car stolen from my drive- Insurance procedure tips!?!

Bossyboots

stanmoresaver wrote:

I can understand that-however, the enquiring mind/tight wad in me asks that if i had paid the policy in monthly instalments, would they have asked me for the remaining premiums due????

The answer to that is yes.

stanmoresaver

that clears that up!!!!!!!!!!!!!

telly-addict

Bossyboots wrote:

The answer to that is yes.

I agree......

Savvy_Sue

Although you may find that if the car is agreed to be stolen, and you then replace it, you don't have to start a new policy with them, but can continue to use the current one, obviously with any additional premium payable if you buy one with a much higher value. Also I believe - always always check this! - that since you still have valid fully comp policy you would be insured to drive another person's car with TP cover, with that person's permission. So from that point of view the policy is continuing in force, as long as neither you nor they cancel it. Depends how long it has left to run, and of course you'll be shopping round at renewal time anyway. Especially if you don't feel you've had particularly good service with them over this!

To my way of thinking, I'm prepared to pay a few pounds extra on my insurance if I've been happy with the company I'm with, rather than save a small amount - which it usually has been - and risk disastrous customer service! My time is money too!