Lloyds tsb - over £40 plus graduate gold

Darren21

Amazing offer:

If someone recommends you for a new account you get £40 and they get £40. Or you get more if they offer to split theirs with you!!

Plus if you've just graduated you get lloyds graduate gold free for a year. You get all this (worth over £200?):

http://www.lloydstsb.com/current_accounts/graduate_gold_account.asp

2.02% AER credit interest on the first £2,000 in your account (amounts over this earn 0.10% AER/Gross),

an interest-free overdraft of up to £2,000 in your first three years after graduation,

opportunity to apply for a Graduate loan,
Sentinel® Card Protection

mobile phone insurance home and abroad,

AA Breakdown Cover including Accident Management,
worldwide travel insurance,

Lloyds TSB Travel Service,

Graduate Gold card protection,

minimum discount of 10% off in-store branded electrical goods against Currys, Dixons, Comet, Powerhouse, John Lewis and Allders store prices including their sale prices when you spend £50 or more with Lloyds TSB Home Shopping Service. This offer excludes mobile phones and items manufactured by PC suppliers, including personal computers,

120 days purchase protection on goods you buy with Graduate Gold debit card – covers against accidental damage, loss or theft,†

great offers on selected new or used cars through CarSelect,

Commission-free travel money,

competitive tiered interest rates and instant access with an Exclusive Saver account account.

george_2

i've got their normal grad account and not had any complaints so far, but the grad gold account you mention, are you sure you not then tied to keep the account at grad gold for at least 3 years, hence paying the £120 or whatever it is after a year?