17 year old son needs car insurance,not sure who to use?

trubenick

My son will be 17 next week and has bought himself a micra to learn to drive, but would like to get the insurance as cheap as possible!! Please advise any details where to start looking and etc.. Thanks...

lisyloo

Suggest you look at this article

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

Consider going 3rd party fire & theft depending on the value of the car.
Also you might like to try quinn direct.
You could also considre a larger excess to get the premium down.

It's still likely to be a 4 figure sum though I'm afraid.

jackieb

My son got his cheapest quote from elephant.com. If you're going to occassionaly drive his car, put your name down as a named driver. Putting my husband's and my name on his insurance lowered my son's premium. He was still down as the main driver.

whitty999

my son was 17 he used a company we found online called Alan & Alan they were the cheapest around for my son last year and he has used them again this year,Also you could try a search engine to come up with the cheapest
good luck

Primrose

Be careful about being named drivers as a means of reducing insurance premiums. This is fine as long as your son really is the main driver, but if you were driving the car and had an accident, your insurance company could invalidate the insurance if they thought you were the main driver. If you have other cars, it's probably easier to prove that it was a one-off.
Once your son has passed his test, I recommend he goes for the PASS PLUS scheme, which is designed to give newly qualified drivers extra experience in road conditions, and make them safer. Once you achieve the required standard, many insurance companies will give drivers a reduced premium. If you Google PASS PLUS, you'll get further information.

qazitory

Primrose wrote: »

Be careful about being named drivers as a means of reducing insurance premiums. This is fine as long as your son really is the main driver, but if you were driving the car and had an accident, your insurance company could invalidate the insurance if they thought you were the main driver. If you have other cars, it's probably easier to prove that it was a one-off.
Once your son has passed his test, I recommend he goes for the PASS PLUS scheme, which is designed to give newly qualified drivers extra experience in road conditions, and make them safer. Once you achieve the required standard, many insurance companies will give drivers a reduced premium. If you Google PASS PLUS, you'll get further information.

I managed to get £300 off by completing the Pass Plus(which cost £100 at the time). It is counted as a year's no claims by selected insurance companies.

silvercar

passplus is not relevant if you are insuring a car before they have even learnt to drive.

I've just gone through this painful process. Follow Martin's guide for finding cheap car insurance. I went all the way though it and ended up with Directline. One piece of advice, check the cost for a 17 year old with a full licence. My friend went through it found the cheapest quote, 6 weeks later her son passed his test and the insurer doubled the price! My son just passed and directline didn't increase the price at all. Still nearly £2,000 for a 17 year old fully comp with an insurance group 1 car! Expensive post code I guess.

trubenick

My son - now 17 is insured with Churchill and cost was £1300 fully comp. just for himself. . that price was for provisonal and for full licence if and when he passes his test?? Thanks for all advice given!!!