Claims Help - Can I Buy Another Car?

supermonkey

Hi All,

I currently have a claim which looks like the car will be written off.

I'm thinking that it's best to wait until I have accepted settlement before buying a new car, but at the same time I need to get sorted asap!

If I do insure a new car now, is it possible that they will be less likely to offer a decent sum for the claim?

Thanks,
Supermonkey

lisyloo

If there is any doubt then it would certainly be best to wait until the assesor has seen the car and stated their intentions. You wouldn't want to buy a new one and then find out hat they won't write it off.
It should only take a small amount of time for the assesor to visit.

but at the same time I need to get sorted asap!

It's tricky without transport but don't make it a false economy.
i.e. it's probably better to get a few taxis and spend your time getting a good car, than getting a lemon.
I would also suggest you check out lift share databases, to see if you can get a lift with anyone.
The weather is getting a bit warmer so perhaps a fold-up bike would be a good investment to get to the bus/train station or to the lift share.

I don't think your on-going arrangements will affect the offer, but I would wait for the decision, budget conservatively and don't rush the purchase (even if you have to hire a car or get taxis).

supermonkey

thanks for your reply, soom good thoughts indeed!

supermonkey

Hi again,

Just wondered if anyone had any advice...

We've had an offer made now and it is basically the trade value of the car.
Unfortuatnely the car was previously a total loss (unknown to us) and so they've said that amount is not negotiable.

I just wondered if anyone knows if this is correct. I would have prefered a few hundred quid extra!

Also does anyone know anything about buying the vehicle back. I've told I can get it for 26% of the value and I know that I could sell it for more... but i'm not sure on the legality of selling a written off car!

Thanks
Supermonkey