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Bit Down!
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I'm also on a 'down' day today - particularly over cash as the electricity bill hasn't been paid and I've had the reminder, I'm waiting for my mobile to be cut off, and I don't have a penny to last me until payday. Meanwhile my colleagues are going on a day trip abroad on Friday!!!!
It's my fault I'm in debt (well, to a point!), and I'm getting out of it at quite a rate. At the beginning of the month, I make the payments I need to make but got caught short this month with an unexpected vet's bill and the car MOT. Next month it will be much better, but I know exactly how you feel when you have to make daily (sometimes hourly) concessions over debt and dealing with being skint. it does grind you down and seeing and hearing about people around you splashing out does nothing to make you feel better at all.
Still, by the end of this year, I'll be debt free and hopefully putting savings aside. The lightbulb may be a long way off for some other people. God help them when it hits!Almost debt-free, but certainly even with the Banks!0
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