balance transfer with no fees but only for borrowers with the very best credit scores

eslick

Did a search and didnt find this any where, saw it on a financial site, might help someone.

"Credit cards with fee-free 0% balance transfers have made a comeback - but only for borrowers with the very best credit scores.

Capital One, Norwich & Peterborough BS and Britannia BS have brought back these deals, which were thought to have become extinct last year.

Capital One is offering an interest-free balance transfer for no fee until August 1.
Norwich & Peterborough's offer is for six months and Britannia's for five months. These introductory deals are the first time for almost a year that fee-free balance transfer offers have been seen. "

NickX

This isn't really true. As Martin has advised in his article, Ulster Bank have been offering fee free 0% balance transfers for 6 months and to my knowledge never ceased the deal.

So, I don't think they ever disappeared completely, just became very rare.

eslick

NickX wrote: »

This isn't really true. As Martin has advised in his article, Ulster Bank have been offering fee free 0% balance transfers for 6 months and to my knowledge never ceased the deal.

So, I don't think they ever disappeared completely, just became very rare.

True or not its more banks offering it and many may not be aware of this. As I am not looking to BT I didnt check Martins article but as mentioned did a search so hope it helps someone.

the full story can be found.

http://www.thisismoney.co.uk/credit-and-loans/article.html?in_article_id=431293&in_page_id=9

craigyknows

NickX wrote: »

This isn't really true. As Martin has advised in his article, Ulster Bank have been offering fee free 0% balance transfers for 6 months and to my knowledge never ceased the deal.

So, I don't think they ever disappeared completely, just became very rare.

Well that's what I thought and signed up for a card in October and when my card arrived they said that this wasn't available anymore. I cancelled my card and the chap informed me that others had done the same.

Mutton_Geoff

Although these are great, I still think several of the standard fees cards are almost better value as, although you've paid 2.5-3% BT fee, the deal is for a much longer period (15 instead of 6 months) and some fees cards (eg Virgin) have low monthly payments (£5 in my case) which helps prop up the stoozed amount rather than reducing the effect by 2.25-3% in minimum payments every month.

YorkshireBoy

craigyknows wrote: »

Well that's what I thought and signed up for a card in October and when my card arrived they said that this wasn't available anymore. I cancelled my card and the chap informed me that others had done the same.

I think you may be confusing the Ulster Rugby card (BOI) with the Ulster Bank card (RBSG).