student nurse-any financial perks??

emma_b_4

hi i am a student nurse to be i have 4weeks left of my 9to5
just wandering if there are any perks i can claim to save me some pennies i have a mortgage and commitmets so owuld like to save as much as possible

i know i can get 25% off council tax and a student overdraft..iva applied for a natwest account is there anything else i could look at ?

lady_lucan

Student railcard, NUS/matriculation card perks, some tickets for cinema, plays etc, Virgin and HMV 10% off, some hair salons. Also, many clubs, discos etc do a discount for nurses! Also bookshops. Endsleigh do student insurance.

Btw - not sure if Natwest is your best choice. Some friends of mine have had very bad student experiences with them (charges etc). There is a thread somewhere in the 'pure money' section of the chat site about this, not sure where, sorry, but within last week.

Hope this helps for starters, L.

emma_b_4

hiya
thanks
will i get my nus at uni?
i got natwest as this site said it was the best!!AGHHH!!! i am already with natwest though and havent got any probs so far
what happened to your friends??

funkymonkey

hi another fellow student nurse! unlike you i am a secconded student so i get my full HCA wages paid by my trust every month. I am very lucky but i have still looked into what financial aid i can get!

basically for you it comes down to:

Bursuary
Council Tax Discount 25%
Student bank account (0% overdraft)
NUS card (which will be given to you in your first induction week)
Hardship funds (if needed and often involves a tearfull begging episode to your financial officer at uni)

and thats basically it. you cant get a student loan as you already have a bursary. but this is a good thing as you dont have to pay your bursary back!

the nus discount gets you 10% off but only in certain shops such as ravel, topshop etc. always best to ask though!

get used to budgeting and putting away money every month for christmas and birthdays. visit the moneysaving old style for tips and monthly games such as the pin money challenge. look into it - its a good laugh!

Join the nurse bank at your local NHS hospital. - ours pays weekly and gives decent rates especially for nights. (£12hr)

Natwest are ok as a student account and have been voted martins best this year as they give you the free railcard which can save you a few quid!

as you live at home and not in res accom - i would advise you to start tightening your strings now and making sure you have the cheapes providers for gas and electricity etc. READ MARTIN'S ARTICLES on gas/leccy, telephone, isp ect ect as the less you spend on these things the more money you have to live on as a student!

being a student is fun, you meet loads of new people and some will be in a simmilar situation so ask about money saving - they may tell you some great tips like local council grants etc.

buy a flask is a great tip as in my first two weeks i spent nearly £50 in the canteen on coffee and sandwiches. you can take your own and sit with your new friends - trust me once they hit week three they will be doing the same!

the very best of luck to you and if you have any questions about the course - PM me and i will give you as much info as i can.

Andy

wirm

funkymonkey wrote:

Natwest are ok as a student account and have been voted martins best this year as they give you the free railcard which can save you a few quid!

Just to let you know that Martin has changed his Article and Halifax are now the best of the bunch. Click here to view the article

emma_b_4

well ive sent my change of account details to mhs bursary people now so guess ill stick with natwest...id only spend the max odraft anyway!!!

andy, thanks for the info how lucky are you getting paid??!! dont think ill have enough to spend £50 on coffee but thanks for the tip!!although dont really fancy a flask just yet..suppose that student thing will kick in soon! i have tried to register with an agency for bank work havent heard back form them yet tho..how do i get on bank at hospital?just ring them up?do you find you have time to do extra work? hope so otherwise i can see myself being dumped..i have PROMISED OH i WILL be earning somehow!

Little_Miss_Winner

Hi,

If you work for the nhs. Look at this website too! https://www.nhsdiscounts.com
You will need to reigister (with info from your wage slip) as obviously it's only for nhs staff.

zeryx

My daughter is a student nurse and is really struggling despite finding about 10 hours a week work in a local bar.

What I find really unfair is that she does not have the option to live at home so has to pay about £260 a month to the uni for her self catering room in her flat, but gets exactly the same money as the student nurses who are living at home with their parents

emma_b_4

yes i agree with you.. my friend will get £666 a yr more than me for being over 26yrs old yet she lives with her parents and i have a house they should look at circumstances but then again i spose we should be very grateful for the bursary!