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Landlord asking for too much information?
Georgiabay
Posts: 553 Forumite
My daughter has found a house to rent with friends in her second year at university.
The landlord is asking for a photocopy of her National Insurance card, the page on her passport with her signature on and some other things I can't remember at the moment. Also her Dad is going to be guanantor and they want to know his National Insurance number and his employers address.
Is this normal?
The landlord is asking for a photocopy of her National Insurance card, the page on her passport with her signature on and some other things I can't remember at the moment. Also her Dad is going to be guanantor and they want to know his National Insurance number and his employers address.
Is this normal?
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Comments
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That sounds too much to me, but I'm no expert.
I rent privately and the only thing my landlord has of mine is my deposit and my name and signature on the tenancy agreement.0 -
NI number and place of work for guarantor isn't unusual.
NI and passport isn't really excessive either.
You need proof of who the person renting is, and 2 forms of ID is fairly standard. You need proof of ID and that a guarantor has sufficient income to pay the rent.0 -
NI number and place of work for guarantor isn't unusual.
NI and passport isn't really excessive either.
You need proof of who the person renting is, and 2 forms of ID is fairly standard. You need proof of ID and that a guarantor has sufficient income to pay the rent.
I got off with my ID lightly then:D0 -
She's just phoned me to say they also need my husband's bank account details.
It seems too much to me.0 -
Sorry to say it all sounds normal to me. They've got you by the goolies as if you are not willing to provide the information, then you're stuffed. Been through it myself (I'm not a student btw) with a guarantor needed too as I only earn £15,000 pa and it's intusive and very humiliaitng but what choice have you got? Seems as though the checks they are doing are getting tighter and tighter. Is the credit reference agency being used called Paragoncc by any chance??0
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That is too much. Tell them to go swivel.poppy100
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If you pay six months rent up front things should be easier.0
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:eek::eek::eek: I would never give that information to a stranger.
All my student children did for all of their student houses (6 houses in total) was pay the deposit, pay rent up front and sign the contract. I even signed as guarantor for a house for my daughter and all I did was sign the contract.
Has the LL shown evidence that they have got permission from the lender to rent the house out?RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
Trollfever wrote: »If you pay six months rent up front things should be easier.
What if the LL is in financial trouble and the house gets repossessed? The money will be lost then.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
What if the LL is in financial trouble and the house gets repossessed? The money will be lost then.
With any luck by the time the bailiffs arrive to evict the tenants the six months will be up.0
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