D day is upon me!

Vici

Well court is at 9:15am tomorrow. Absolutely bricking it!! Mum has offered to come with me but I have decided that i'd rather go on my own!

Have got all my forms together, along with a book and a bottle of water. Need to go and withdraw the rest of my cash on the way there (which will take me back into my OD) as i could only withdraw £250 today.

Thought I was alright about it all but have not felt at all good today. Feel like the depression is slowly sinking back in but i am loathed to take the tablets from the doc. Hopefully tomorrow will feel abit more like a new start than a complete and utter failure.

Thanks for all your help guys, don't know what i'd have done without you xxx

blind-as-a-bat_2

Some people feel the relief straight away, for some it takes a few days to sink in so stay strong as the relief may not be instant but it will come.

All the best for tommorow:D

fermi

Hope it all goes well tomorrow.

As Bat says, everyone reacts to it differently. But you will get there in the end. You are taking a positive step to sort things out, and eventually that is how you will look back on it.

perfectlypoor

Hi got no advice as we haven't been down that road...yet just wanted to say good luck.

empty_wallet_2

blind-as-a-bat wrote: »

Some people feel the relief straight away, for some it takes a few days to sink in so stay strong as the relief may not be instant but it will come.

All the best for tommorow:D

Its been over 2 weeks for me and to be honest i still do not feel much if any relief, i dont know when its going to sink in, maybe i wont notice it as it may just come along so slowly, maybe its because i still get daily phone calls from Barclaycard and letters from RBS still chasing me, i thought these would stop almost straight away.

I wasn't worried about the court day at all but the OR interview worried me but wasn't as bad as i expected and i did feel some relief after it but that was because i was so worried about it, now i'm worried about the outcome of the OR's investigations as he was really hinting that i should have declared BR many months ago but i didnt because i was trying to sort my finances out myself and had no thoughts of ever having to go BR.

Good luck for tomorrow :beer:

philnicandamy

blind-as-a-bat_2

empty_wallet wrote: »

Its been over 2 weeks for me and to be honest i still do not feel much if any relief, i dont know when its going to sink in, maybe i wont notice it as it may just come along so slowly, maybe its because i still get daily phone calls from Barclaycard and letters from RBS still chasing me, i thought these would stop almost straight away.

I wasn't worried about the court day at all but the OR interview worried me but wasn't as bad as i expected and i did feel some relief after it but that was because i was so worried about it, now i'm worried about the outcome of the OR's investigations as he was really hinting that i should have declared BR many months ago but i didnt because i was trying to sort my finances out myself and had no thoughts of ever having to go BR.

Good luck for tomorrow :beer:

I think if we are all honest and with hindsight we would all say we should have declared sooner.

Your following roughly the same track as me emotion wise but as every day passes it gets less likely you will here from the OR agian and your anxiaty will fade untill one day you realise it isnt there anymore, you will get there EW;)

Vici

I'm lucky to have not had hassle from any creditors as i've been in an IVA for the last 2 years! Suppose the main difference for me will not having to pay half my wages out on the 1st of every month!

Thanks for your messages of support guys

tigerfeet2006

All the best for tomorrow Vici, I'm sure you will be fine. Let us know how you got on tomorrow.

maxmycardagain

just smile and say thank you

i was gonna say "big breaths" but that joke is SO old.......

tiredandanxious

Good luck,be thinking of you
xx