How safe is it to pay for holiday by debit card?

mum_to_izzy

I have booked & paid for flights and paid a deposit on hotel through seperate company, Freedom Direct. I want to pay the balance but I don't have a credit card. I've heard all sorts of stories in the past about holiday companies going bust and travellers losing out on money and just wonder is it safe to pay by debit card?

Stew68

Personally I wouldn't use my debit card unless the company I was buying from were well established, I was one of those unlucky people who booked flights with the infamous Maxjet, because I booked on my credit card I got my card refunded within ten days (Big up to Halifax!!!). Some people I believe who paid by debit card are still fighting.

Stew

mum_to_izzy

Thank you, I shall find someone with a credit card and give them the money.

Lynsey

mum_to_izzy wrote: »

Thank you, I shall find someone with a credit card and give them the money.

I've got a credit card, give the money to me

Freedom Direct are ABTA registered (ABTA Member F5038), you should have no problems at all paying with a debit card. It may also be cheaper as you may be charged for using a credit card.


Lynsey

alanrowell

If you pay by debit card you start by assuming that if something goes wrong you lose everything and anything you get back is a bonus - but only after a load of hassle.

If you pay by credit card you start by assuming that if anything goes wrong you complain to your CC company and get a full refund

shammyjack

If a debit card has the VISA logo on it you have the same protection as a credit card !

shammy

Diamond_Olly

If the operator you've used is ATOL protected - then your money is protected. Doesn't matter how you paid as long as you have a receipt showing their ATOL number

tiamaria

shammyjack wrote: »

If a debit card has the VISA logo on it you have the same protection as a credit card !

shammy

I never knew that - thanks:T