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Flood in flat upstairs
Suepovtheday
Posts: 2 Newbie
I live in a rented (purpose built, housing association) flat and have contents insurance inc. accidental damage. The tenant in the upstairs flat has had a couple of floods and the water has come through to my ceiling via a concrete floor. Not much damage was incurred apart from the ceiling needing re-decorating which was sorted by the landlord. What I would like to know is, if it happens again and my stuff is damaged will my insurance cover it as I'm not sure whether the guy upstairs has insurance or not?
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Comments
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Your insurance would cover it and then attempt to recover off the third party.0
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Thank you, FlameCloud0
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