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A REAL Mortgage Crisis Coming?

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  • nelly_2
    nelly_2 Posts: 17,863 Forumite
    10,000 Posts Combo Breaker
    ManAtHome wrote: »
    He's gone out and bought a new van or something (a Vocabulary 2.8 esi)..?

    heres my new van :)

    vaaan.jpg
  • epz_2
    epz_2 Posts: 1,859 Forumite
    beingjdc wrote: »
    Last summer on daytime TV - she was asked about housepricecrash.co.uk and people who had sold up because they were expecting a crash. She said they made her blood boil, and that if they did the same thing with shares it would be insider trading and there are laws about it for a reason.


    that about sums up the worth of their houses are investments theory, of course house prices will only ever go up if your arent allowed to sell them.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    nelly wrote: »
    heres my new van :)
    Wow - mega stuff (apart from no "go faster"s, bits of bus-shelter etc) - time to add an "as featured on MSE" logo..?
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    NELLY!!!!

    are you advertising on MSE again?

    Bad boy but nice van with good words LOL
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • adr0ck
    adr0ck Posts: 2,374 Forumite
    Part of the Furniture Combo Breaker
    nelly wrote: »
    pointing out vocab grammar spelling on the interpants is, apart from being soo 1990's....... it is the reserve of the self righteous tit... and I am one thousand times funnier and more original than you son

    who's talking about spelling

    i was referring to your use of the word moron
  • adr0ck
    adr0ck Posts: 2,374 Forumite
    Part of the Furniture Combo Breaker
    nelly wrote: »
    good point and well spotted ...thats the other thing with morons on the intersocks who think the have acheived something...cos they can spell.... they allways c0ck up themselves

    I only point out people failures in jest for fun...

    What went wrong in someones life so much that they feel being able to put letters in the correct order is something to look down on others about.

    What these morons dont get is there is a world of difference between being able to spell and being able to comunicate.

    The fact I have far more thanks than my post count is proff enough I can comunicate what I want to say....and also that all my post smell like a strawberry magic tree car freshener :)

    who gives how u spell

    not me

    don't really know what your talking about

    bad day at the office or time of the month :confused:
  • adr0ck
    adr0ck Posts: 2,374 Forumite
    Part of the Furniture Combo Breaker
    and since when did 'vocabulary' begin with a capital 'v' away from the start of a sentance???

    and who cares :confused:

    why do u care so much about grammer?
  • From Times online today:

    Buyers who do not have 10% deposits are left out in the cold

    http://business.timesonline.co.uk/tol/business/money/property_and_mortgages/article3456174.ece
    Si Deus pro nobis quis contra nos?
  • and since when did 'vocabulary' begin with a capital 'v' away from the start of a sentance???


    And since when did the word sentence become spelt sentance?:rotfl:
  • Paul_N_4
    Paul_N_4 Posts: 344 Forumite
    From Times online today:

    Buyers who do not have 10% deposits are left out in the cold

    http://business.timesonline.co.uk/tol/business/money/property_and_mortgages/article3456174.ece

    From the above article:

    Lloyds TSB: need 10% deposit for a mortgage
    Cheltenham & Gloucester: need 10% deposit for a mortgage
    Alliance & Leicester: need 10% deposit for a mortgage, or 10% equity to remortgage
    Britannia Building Society: need 10% deposit for a mortgage, or 10% equity to remortgage
    Royal Bank of Scotland: need 5% deposit for a mortgage, or 5% equity to remortgage

    Is this accurate? If so that'll be a huge blow on demand for housing, especially if some of the bigger lenders follow suit as the article suggests.
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