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who are"HOME RETAIL GRP CARD SERVICES"

Does anyone know who they are?

I've just viewed my credit file and it says I have a credit limit of £1,250 but a zero balance.
So, will it look as though I have that money available to me when other lenders search my credit file? if so it must be someone who has "Forgot" to close my account as I'm sure I phoned everyone last time I searched a couple of years ago:rolleyes:
Thanks

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