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Had A Call

Had a visit from Credit Security Limited. Woman came to the house but I was out. It's over a 6k debt I have with Direct Line. She left a note that tells me its a free collection service. It says I need to settle or arrange payments. This has been through court in Beds so I know I have to pay them. My real problem is that it went to court because they wouldn't accept the payments I offered on my DMP. Is it now a case of them taking what they can sell. Any advice would be appreciated.
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Comments

  • What did it say on the card? Was it a Court bailiff of just some DCA bully boy collector?
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    So did the court actually set a payment amount? And are you paying it? If it is too much you can ask the court for a redetermination of the amount. I am not sure of the legal ins and outs of this though.

    I googled the name and got two addresses one in Whitchurch bucks and one in Aylesbury. The website is VERY low tech. So I would thing they are Debt collectors not bailiffs.

    Perhaps it would be an idea to contact the court to see what is happening.
    regards
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • chipbeck
    chipbeck Posts: 1,372 Forumite
    1,000 Posts Combo Breaker
    keren29 wrote: »
    What did it say on the card? Was it a Court bailiff of just some DCA bully boy collector?


    Just gives their name Credit Securitys and their address the old courthouse whitchurch
  • chipbeck
    chipbeck Posts: 1,372 Forumite
    1,000 Posts Combo Breaker
    Anyone help on this one. I want to give the woman a ring and see what I can sort out.
  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Chipbeck

    Until you answer Chev and keren's questions, it really is not possible to help you.

    Other than to say that it would be unwise to ring anyone except on of the debt charities. If you deal with DCAs, you need to write to them.
    If you've have not made a mistake, you've made nothing
  • chipbeck
    chipbeck Posts: 1,372 Forumite
    1,000 Posts Combo Breaker
    RAS wrote: »
    Chipbeck

    Until you answer Chev and keren's questions, it really is not possible to help you.

    Other than to say that it would be unwise to ring anyone except on of the debt charities. If you deal with DCAs, you need to write to them.


    Googled them and they are a security company so I don't see them as court baillifs.
  • SURE IT HAS GONE TO COURT??? have you any court documents cj etc ??? need to check this before hand .
  • chipbeck
    chipbeck Posts: 1,372 Forumite
    1,000 Posts Combo Breaker
    SURE IT HAS GONE TO COURT??? have you any court documents cj etc ??? need to check this before hand .

    Yes I got a letter for the court saying I have to pay them.
  • chipbeck
    chipbeck Posts: 1,372 Forumite
    1,000 Posts Combo Breaker
    Perhaps I should take another loan out with Direct Line ..... they offer me one every month.


    Only joking I just need to know my options.
  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please could you try providing a bit of background as giving advice to a vacumn is very difficult.

    So how much per month did the court tell you to pay?
    If you've have not made a mistake, you've made nothing
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