Tuesday 26/02/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking
• Done clicks
• Make lunch from storecupboard/freezer
• Try and have a no spend day
• Sort through my stationery stash for stuff for my OU courses instead of buying yet more files/paper/etc etc.
• Work on submitting my first two assignments (not exactly moneysaving but paid lots for courses so moneywasting if not done:rolleyes: )
• submit assignments electronically to save on postage costs;)

Hope you all have a good day, the sun is shining here although it is quite crisp.
Hi to any new posters:D
Hi to Intergalactic Floozie - 12 out of 12 today???????

payingfornowt

Checked online banking.
Budgeted for March (it's tight!).
Turned down stag do (booo)

MERFE

Walk to sub post office instead of driving into town (have to do it this morning though they close at 12).

Do Clicks

Sort through baby clothes for nearly new sale
(and make a list of equiptment, so I dont forget anything)

This afternoon turn off computer and telly at the plug and do arts and crafts with the kids.

Iron DD name tags onto her clothes for nursery so she doesnt lose any when she starts on thursday.

Check out fridge and freezer and do some juggling to get more stuff in the freezer before its dates.

claireabelle_2

Morning all
Today I have made lunch at home to take to work, and I will... check online banking to see if cheque has cleared, check for mystery shops and clicks, and I am seeing a friend tonight, so will make it is cheap as possible!

lauradora

morning everyone xxx
today;

• have checked online banking
• will eat storecupboard food
• trying to do decorating to stop me going out and spending
• will check for mystery shops
• will re budget
• add more stuff to car boot pile

have a good day everyone xxx

bathgatebuyer

Not much for me I'm afraid, I even spoilt myself a bit by buying a coffee on the way down to the office.

I'll make up for it later by ebaying and bagging up my pennies to take to the bank tomorrow.

bargainbetty

If I can join in.... I'm sorting out for Ebay, doing a store cupboard check (and eating from there) plus having a big sort through of all supplies to make sure I don't need to buy anything for a week or so.

Stardrops will clean the bath, right?

taplady

Morning! today I have/will

• check online banking
• hang washing outside
• eat from freezer
• walk into town
• have a free coffee and cake with Mum!:D
• catch up with paperwork

have a great day everyone!

OliveOyl_2

Stardrops will def. clean your bath.
I think I'll add cleaning with stardrops to my list:

-brought packed lunch in today
-made banana bread with DS2's discarded (:eek: they were only 10 days past their best) bananas.
-done clicks
-done on-line banking (reduced overpayment to one cc in order to make it through the month )
-did not buy a new vaccuum cleaner even though i really really want one
-will clean the bathroom with stardrops.
-will do Stage 4 of shopping for car-insurance MSE-wise.

Misschelle_2

Hi - I'm new on what is going to be a very long journey!! Can you please tell me what 'doing clicks' means
Thanks x

mbaz

1. I am currently enjoying the best treat that money cannot buy...Both my children are asleep at the same time!!!! OOOO I'm going to watch some trashy daytime tele in peace!!!

2. Before that I will do my daily clicks :A