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Purchase protection on a Visa Debt Card ?
Dannydebt
Posts: 224 Forumite
in Credit cards
I understood that you only got purchase protection on a Credit Card, but the Visa Web site seems to imply that you also get protection against Fraud, undelivered goods etc on a Visa Debit card ?.
0
Comments
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Credit cards gives you statutory protection under section 75 of the Consumer Protection Act.
Debit cards - depends on the goodwill of the bank/issuer. - There is no S75 protection. However you are not liable for fraudelent transactions anyway unless the bank can prove you have been negligent.0 -
Visa offers VISA chargebacks on their debit cards.
However, unlike using a credit card this is not consumer law but VISAs own rules..
Regards
Sunil0
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