Should I feel bad?

debt_free_me

I am currently looking online for a present for my Mum for Mothers day and I am looking via Quidco to see if I can get any cashback. I feel really bad about this and feel like I am cheating my way out of spending because I owe a huge debt which as far as I know they don't know about. I am also using free bingo which I have only told a couple of people about and I haven't told my boyfriend because I don't want him to think I am a gambler. I feel really guilty about not telling him and I feel bad about telling you guys instead of him. I feel like I am going mad as I also suffer with OCD which no one really knows about, though I think I am slowly starting to get it under control. I don't want to see anyone about it but I have been reading self help guides on the net. It makes me feel sad and I sometimes get agitated because I am anxious and I get upset and I sometimes cry around my boyfriend, although it is always other things I am upset about too which I need not be upset about, which I am wondering if the OCD affects. I know it affects my emotions and I hate that. I am a happy person and I know we all have our bad days, but I just want to be even happier. My boyfriend means the world to me and I am so happy with him, it's just my emotions and money I get unhappy about. Phew, sorry for that, I know it's not all relevant to this board i'm just feeling a bit rubbish.

Sea78

big hugs to you - it can be very overwhelming can't it?

Don't think that you are cheating by using Quidco - you're being a savvy consumer!!!!

Sea xxx

Buffythedebtslayer

Take a deep breath.

You are doing what you can to manage the money thing. You your self are finding ways to cope with your OCD - which is impressive!

As for using Quidco, there is nothing wrong with that at all. Your Mum will get the same present and you will get money off- nothing wrong with a sale buy which is effectively the same thing.

I have just started the free bingo thing and wont tell soul cos of the whole oooo you are gambling!!! thing, so I completely get that.

I think if you feel bad not telling people about the money situation and the debts then you should think abot getting it all off you chest. if it makes you feel bad do something. if not carry on as you are.

I think you are doing really well so far and everyone needs to off load at times ( mine was yesterday!) so crack on get it out and feel better.

take care hon xxx

debt_free_me

Thanks sea78. I know I am not doing anything wrong and that loads of people do it, it just makes me feel bad. I know I will get through it all.

natters_2

Does it matter if you get cashback by buying something? I don't see why - you benefit and your mum has a nice present.

My FIL asked me if I could find him cheaper car insurance - I did it through quidco and got £95 - he saved £120 so everyone wins! did I feel guilty - no not at all.

getting-sorted-sarah

Really simple answer to your first question - NO - don't feel bad!
You're not cheating, you're trying to make the best of things - that makes you clever.
I just shopped around to find the best deal for flowers for my mum, and then when I found that I shopped around the cash back sites to get the best reward for the purchase (for me it was Bunches through Quidco) - brilliant - everyone's a winner!
You should maybe seek some help for your OCD and dips in your mood - especially if you have a sympathetic GP.
Big hug!

phoenixchick

Don't feel bad about using quidco. I am planning to for pressies for mum and mum in law. I also put my home ins through it in Aug and got £34, next on the list is breakdown cover (or through pigsback, depending on which will give me more). You are being sensible. Although I know what you mean about the bingo thing!

debt_free_me

Thanks Buffy. Thanks for that, the encouragement is what I need. My boyfriend and friends know about my debts and they all understand and are great, but my parents don't know, I wouldn't want them to be dissappointed in me. It's nice to know someone else hasn't told many people about the free bingo, so far i've won £43.01 which is great. As for the OCD, like you said, I have looked at self help for it and I admit that I have it, so I suppose that's the first step

Puzzledbubbles

Hey Debt Free Me.

I just wanted to say that think i suffer with OCD in a similar way and that you arent alone if you want to pm me.

(ive not seen anyone about it either, im just not comfortable admitting it even though ive just admited it to you - weird huh)

Also there is nothing wrong with getting cash back, every one loves a bargain and at the end of the day you can use the money you get to go towards a prezzie for someone else (or even better a treat for yourself)

Puzzled x

debt_free_me

HI Sarah

I have thought about going to my GP. My GP is a man but I have been seeing a woman doctor for ages now (though now this has been stopped because the doctor was getting everyone else's patients). She has helped me alot as I suffered with panic attacks last year because alot of things happened and I was put on antidepressants and saw a counsellor. The tablets helped with my OCD and I thought about telling the counsellor but I didn't so I missed my opportunity. I don't want to go back on tablets and really don't want to tell my doctor.

notanothergreyhair

debt_free_me wrote: »

I am currently looking online for a present for my Mum for Mothers day

Don't be upset, my mum will be lucky to get a phone call on Mother's day...whenever that is.