refused virgin card, advice please

Patriciab_3

Currently i have a loan and credit card with lloyds and i would like to transfer both to better deals. I've just applied to the virgin 0% interest credit card was unsuccesful:mad: i don't know what to do next, should i try another card or did this application affect my scoring and will i now have to wait before applying for a new card? and what about the loan, should i still try to get a cheaper rate?

I'm new to this, so any feedback is very appreciated