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M&S &More Apr going up
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I also received this letter today, except that mine is only going upto 20.9%. Luckily for me, the only balance I have on this card is a 3.9% LOB offer, but not good news for most.0
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Has anyone managed to negogiate their rate down? I just phoned to check my balance and got through to some foreign person who hardly understood me - i didn't bother trying as i felt i would be wasting my time0
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I also received this letter today, except that mine is only going upto 20.9%. Luckily for me, the only balance I have on this card is a 3.9% LOB offer, but not good news for most.
Do you want to swap:DTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Have the M&S card for the 1% cashback only. Pay off the balance in full each month. Wonder if they will be increasing the APR across the board?0
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It still says it's 18.9% on the website (after any introduction offer).
When I look at my statement dated 13th of Feb, it says the rate is 19.9% (the effective rate)?
What's it supposed to be now, before it goes up?0 -
This is not happening to everyones card. The standard rate is staying the same at 18.9%. Its just some individual accounts are going to increase. Very common for credit card companies.0
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I also received this letter today, except that mine is only going upto 20.9%. Luckily for me, the only balance I have on this card is a 3.9% LOB offer, but not good news for most.
Same here... but can they back out of the 3.9% LOB offer and decide to whack the 20.9% onto that too? Are LOB offers binding? Can't they just change the rules whenever they feel like it? That's what's been worrying me... :think:"Life is what happens to you
while you're busy making plans" - John Lennon
loving the old style ways... :T
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Same here... but can they back out of the 3.9% LOB offer and decide to whack the 20.9% onto that too? Are LOB offers binding? Can't they just change the rules whenever they feel like it? That's what's been worrying me... :think:
No not at all. If you have taken it out on 3.9% for the LOB then there is no way they could increase that BT to 20.9%.0
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