Monday25/02/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking
• Done clicks
• Make lunch from storecupboard/freezer
• Try and have a no spend day
• Round up some jam jars for marmalade making
• Make marmalade if time:rolleyes:

Hope you all have a good day.
Hi to any new posters:D

claireabelle_2

Morning Sophiesmum
Today I have...
-checked my payslip and online banking, and updated my spreadsheet
-brought in lunch from home including a big chunk of a fresh pineapple we got reduced in Sainsburys last night
-emailed the person who I am giving my freecycle stuff to
and I will
-give the freecycle stuff over later
-only spend £4 posting textbook sold on amazon
-do some clicks

Hope it's sunny where you are!

Claire

luxor4t

Today I have:
- planned a store cupboard menu
- done my Piggy clicks
- sorted out my wardrobe

Later I shall:
- collect my free prescription (Wales)
- use my last Boots £5 off No7 voucher (before it runs out)
- post MiL's mother's day gift using second class
- make 2 more cushion covers
- start re-covering our big stool
I might even do some more cleaning....!

jennyred

good morning everyone - what a beautiful day!!!

today I will
-daily piggy clicks
-check online banking (payday today!)
-done meal planner for rest of week and will be going shopping with list
-dry washing on line
-post 2 ebay items and list 2 more
-try and get 2 hrs study in this afternoon
-do surveys from weekend
-buy the paper for tokens for cheap holiday abroad and alton towers trip.

good luck everyone and remember - smile and the whole world smiles with you!

crawley_girl

Morning guys n dolls

Today I:
* am waiting for my tesco delivery to arrive (with 1000 extra points code!)
* will get the bus into town later using my free bus pass
* am meeting a friend for coffee and it is his turn to pay!
* have registered for 2nd job and will just wait and see what happens
* will spend some time reading my book in peace and quiet!
* have just had an email conversation with friend instead of text convo, saving me a few pennies!

:heartpuls CG :heartpuls

thepinklady

Morning all..

Today I have/will

* Job hunt for some Saturday work
* Daily clicks
* Work out my money for March
* List some items on Amazon
* Study for my theory test which is on Thursday (28th Feb), so i can finally put in for my driving test, will save heaps of money when I can drive! Public transport is soooo expensive!!!

sophiesmum_2

Good luck with the theory test:D

I only passed my test about 3 years ago but couldn't imagine being without my car now:eek: . It gives you much more independence:D and OH no longer has to give up his time to run me places- so everyone's happy:D

Intergalactic_Floozie

Afternoon all! I love these threads I do!

I had some exciting news today! We are merging with another office, and one of the supervisors actually sought me out to tell me some positions are coming available (well, 2) for the grade above me and asked me if I would consider applying for it! It's still on flexi-time and is (eventually) £2500 more than what I am getting at the moment! So - watch this space!!

:beer:

• I have checked internet banking - no unexpected/forgotten activity, so no need to update spreadsheet.
• Did 1 hour overtime at work, running total now £247.10 for April's wage (Next Target - another £92.90 to buy DH a year's worth of Road Tax).
• Fought urge to go to the Tesco Express at lunchtime and buy Walkers Sunbites crisps.
• Paid for prescription using cash! I am in the habit of handing over my debit card for almost everything but am trying to break that habit.
• Resisted buying anything else whilst in the chemist - there was some lovely make-up in there
• Written out a list of things I need for my Tesco shop later.
• Took my lunch into work (but forgot to eat it cos I was so excited about job as above!).
• Not too excited to eat the works biscuits though!
• Posted on this thread for 11th day in a row - I think the longest I have ever gone in one stretch.
• Have put Tesco extra points coupons in purse in readiness for tonight's shop.
• Have a receipt worth 5 points to get added to my club-card account whilst I am at Tesco but I will scour the car park for any more profitable ones.

sophiesmum_2

Intergalactic_Floozie wrote: »

Afternoon all! I love these threads I do!

I had some exciting news today! We are merging with another office, and one of the supervisors actually sought me out to tell me some positions are coming available (well, 2) for the grade above me and asked me if I would consider applying for it! It's still on flexi-time and is (eventually) £2500 more than what I am getting at the moment! So - watch this space!!

:beer:

• I have checked internet banking - no unexpected/forgotten activity, so no need to update spreadsheet.
• Did 1 hour overtime at work, running total now £247.10 for April's wage (Next Target - another £92.90 to buy DH a year's worth of Road Tax).
• Fought urge to go to the Tesco Express at lunchtime and buy Walkers Sunbites crisps.
• Paid for prescription using cash! I am in the habit of handing over my debit card for almost everything but am trying to break that habit.
• Resisted buying anything else whilst in the chemist - there was some lovely make-up in there
• Written out a list of things I need for my Tesco shop later.
• Took my lunch into work (but forgot to eat it cos I was so excited about job as above!).
• Not too excited to eat the works biscuits though!
• Posted on this thread for 11th day in a row - I think the longest I have ever gone in one stretch.
• Have put Tesco extra points coupons in purse in readiness for tonight's shop.
• Have a receipt worth 5 points to get added to my club-card account whilst I am at Tesco but I will scour the car park for any more profitable ones.

Great news about possibility of better job/salary:D

Keep posting:D it definately helps you focus on what you have done

Candy0107

Hi,

I vow from now on, to log on here to keep keep myself on the straight and narrow! Started a fresh week with £15.00 in my purse. Today I spent £0 (walked to work, took packed lunch, avoided the vending machine) :A.

ehallett

Hi everyone

Today I have:

• Not spent any money
• Checked my online banking
• Started a new debt diary

And this evening, I will:

• Answer some questions on AQA
• Enter some competitions

Emily x