Breakdown cover

gabyjane

After going round in circles not sure what to do r.e our breakdown cover.
We need:
Home cover i think but only as i work early mornings, am i better off not going to work one morning and not paying for this? does it mean i have to get it to the garage if we dont have it?
roadside as i drive bck and forth every day but not far..
not sure what else tbh
We currently pay £80 per year for ours.
Thanks

Thomas_Crown

You could try Tesco!

If you have a Clubcard you can use points at 4X their face value against various levels of RAC breakdown cover.

Alternatively Tesco currently have various 30% off deals (1st year only) with Green Flag. There are 3 or 4 options to choose from. Green Flag Total Care @ £55.00.

www.tesco.com

joan_brennan

i sugest you search through previous posts on this subject. I ( on the recommendation) pay £31 per annum. I get me and / or my husband in any car and my or my husbands car with any driver. the usual homestart take you to your destination car recovery etc . It really is brill the only thing to remember is that they will arrange the recovery but you have to initially pay for it and then recover the costs. I (would you believe it) used the service last week and so far it looks good. I simply paid by creidt card and with luck i will have been reimbursed before the bill actually comes in. I will keep you all informed if i get any hiccups. sorry i was just about to send this post without realising that i have not given the name!!! it is auto aid and i think the telephone number is 01277235799:beer:

lisyloo

I can recommend autoaid as well although I think the price is £36.
It "pay & claim" which means you need to pay up front and claim the cost back but there ar many people who say they've been paid within a few days.
It covers homestart, rescue, recovery and onward travel - so comprehensive cover.
It covers married spouses so can cover all cars in your household.

Plenty of opinion and discussion if you do a search (almost all of it is posistive).

gabyjane

Thanks for the replys, i have searched through loads of the previous threads and am still lost! think we have decided we dont really need home start but the 2 i have found appear to have them which is a bonus for the price..not sure if anyone would mind having a quick nose just to see if i have missed anything?
At the mo we are paying about £90 and don't get half this stuff with direct line..first one is: rescue my car
http://www.moneysupermarket.com/roadsiderescue/RoadsideDetails.asp
second one is: first call
http://www.moneysupermarket.com/roadsiderescue/RoadsideDetails.asp
Thanks for the replys.

gabyjane

http://www.moneysupermarket.com/roadsiderescue/RoadsideDetails.asp should be first call

http://www.moneysupermarket.com/roadsiderescue/RoadsideDetails.asp
should be rescue my car

gabyjane

Aaah give up have no idea why the links are not working. i will cut and paste what they include.
RESCUE MY CAR:
What the Policy includes: [URL="javascript:linksubmit();"][/URL] Try to fix problem at Roadside:YesRescueMyCar.com will attempt to fix your vehicle at the roadside in order that you can continue with your journey. Recovery to the nearest garage only:YesRescueMyCar.com will recover you and your passengers to a local garage if they are unable to fix the problem at the roadside. Roadside help:Yes Recovery to any UK destination:YesIf your vehicle cannot be repaired at the roadside, you will be offered recovery to your home or original destination anywhere in the UK. Recovery of up to 7 passengers:No Home start up:YesIf your vehicle breaks down at home, RescueMyCar.com will attempt to fix the vehicle at your home address, if this is not possible, you and your vehicle will be taken to a local garage of your choice near to where you live. Car hire/Train ticket/Accommodation:Yes Caravan or Trailer included?Yes Average call out time:36 minutes Maximum number of calls per annum:6 No claims discount:n/a Exclusive Features:Free £40 Virgin Wines Voucher.
£40 excess applies.
Free legal protection.

FIRST CALL:
What the Policy includes: [URL="javascript:linksubmit();"][/URL] Try to fix problem at Roadside:YesCall out and up to 1 hours roadside assistance by one of First Call's approved recovery operators to attend the scene of the breakdown, and where possible carry out emergency repairs due to an electrical/mechanical failure or an accident. Recovery to the nearest garage only:YesIf repairs to your vehicle, due to an electrical/mechanical failure or accident, cannot successfully be carried out at the scene of the breakdown then you will be covered for the cost of the recovery of the vehicle and up to 4 passengers to the nearest suitable garage able to effect a repair, or recovery to your onward destination or home address whichever is nearest.
Roadside help:Yes Recovery to any UK destination:YesIf repairs to your vehicle cannot be successfully carried out at the place of breakdown (due to electrical/mechanical failure or accident)you will be covered for the cost of recovery of the vehicle and up to 4 passengers to the nearest suitable garage, recovery to your onward destination or home address whichever is nearest. Recovery of up to 7 passengers:No Home start up:Yes Car hire/Train ticket/Accommodation:YesIf repairs cannot be carried out within an agreed reasonable period, you will be offered one of the following options:
- the cost of alternative road or rail travel for the member and up to 4 passengers from the scene of the breakdown to one destination within the territorial limits* stated. Also a return journey for one person to collect the vehicle upon completion of repairs;
- the cost of one nights accommodation (excluding food and drink) in the vicinity of the breakdown for the member and up to 4 passengers up to a maximum of £40 per person, subject to a maximum of £200 per claim;
- the recovery of the vehicle, the member and up to 4 passengers to any one destination within the territorial limits* stated;
- the cost of suitable car hire for two periods of twenty four hours up to a maximum of £100 per claim.
The maximum payable for any claim from any one breakdown is £3,000. Caravan or Trailer included?Yes Average call out time:35 minutes Maximum number of calls per annum:6 No claims discount:--- Exclusive Features:£40 excess applies if you breakdown at home, 10% discount for second vehicle.

qwertyzxcvb

You can compare policies on http://www.simplebreakdowncover.co.uk/compare_main.php - they will give you exact amount you'll need to pay depending on your individual circumstances (i.e. age of your car, annula mileage etc.).

If you want to go for bigger brands, I'd recommend RAC (quite expensive but reliable) or Green Flag - good value for money. AA is the top one but premiums are way too high in my opinion! I have used them for 3 years but it cost me ~£150 a year! :mad:

If you want RAC or Green Flag then you can get £20 cashback from http://www.quanti.co.uk/automotive/breakdown-cover/ which lowers the premium significantly.

Hope this helps.