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Car insurance with both moneysupermarket & quidco cashbacks?

Hi everyone

I have done all the comparison searches recommended by Martin Lewis and it appears Swiftcover.com and the Post Office offer the most competitive quotes both via moneysupermarket.com.

Swiftcover.com is £93.61 inc. £30 cashback and Post Office is £110.43 inc. £50 cashback (although I note this is for new customers only and I've had insurance with the Post Office in the past so I probably will not qualify for the cashback).

Also, I note quidco.com is offering cashbacks of £45.00 for swiftcover.com and £23.80 for the Post Office.

Is it possible to get the cashback from moneysupermarket.com AND the cashback from quidco.com? If so, please could you tell me how to do this?

If it is possible, then I think the following would apply:

Best quote - Swiftcover.com £93.61 inc. £30 cashback less £45 quidco cashback = £48.61 net annual premium

Second best quote - Post Office £110.43 inc. £50 cashback (if I qualify) less £23.80 quidco cashback = £86.63 net annual premium
Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031

Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010

Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 2031

Comments

  • i have been wondering the exact same thing, anyone know ?
    :beer:
    :T :T
    Thanks to everyone on here for the help!!
  • Don't know the answer, but I'm with swiftcover now. I used "Topcashback" but never got the £35 cashback from using the link. A friend didn't either.

    Still worth doing though. Costs nothing to try.
  • msmicawber
    msmicawber Posts: 1,962 Forumite
    Debt-free and Proud!
    I don't believe you could get the cashback from both sites since in order to get cashback from Quidco, you have to use their link in order to pick up the cookie that sets the cashback ball rolling. I assume that moneysupermarket uses the same method? So, I can't see how you could use the links from two different sites at the same time to sign up for one insurance. I hope that makes sense.

    It's important to clear your cookies before using the cashback sites otherwise purchases don't always track. That may explain why yours didn't track with Topcashback, fas3robinj. It's worth using their tracking check before proceeding.
    Debt at highest: £6,290.72 (14.2.1999)
    Debt free success date: 14.8.2006 :j
  • naepace
    naepace Posts: 305 Forumite
    After using many of the comparison websites the Post Office also comes out as the cheapest for me. If I link to them from Quidco I would stand to earn £27 cashback, however if I go direct to the Post Office I would get £50 cashback from them according to their site. So am I better going direct or do I take the chance that I'll get £27 + £50 cashback ?
  • I do not go through any of the comparison sites and just go direct from quidco as churchill and prudential both have £100 cashback which i think you will struggle to beat as there quotes are not that bad I have just done churchill and quote was £173 fully comp so £73 for a years insurance !!!!!!!!!!
  • BenL
    BenL Posts: 3,189 Forumite
    Do you think you will be moving home or changing car within the term of the policy?

    I believe swiftcover are quite heavy loaders with admin charges and other fees.

    Something to look into when you are reading the terms and conss.

    ben
    I beep for Robins - Beep Beep
    & Choo Choo for trains!!
  • naepace wrote: »
    After using many of the comparison websites the Post Office also comes out as the cheapest for me. If I link to them from Quidco I would stand to earn £27 cashback, however if I go direct to the Post Office I would get £50 cashback from them according to their site. So am I better going direct or do I take the chance that I'll get £27 + £50 cashback ?

    If you go to the post office website from quidco, you should get the £50 and £27 cashbacks shouldn't you?
    Mortgage start date: 21 July 2006
    Original term: 25 years
    Agreed redemption date: July 2031

    Original advance: £155,220
    [strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
    Balance outstanding on 31.01.2008: £147,818.12
    Amount repaid since mortgage start date: £7,401.88
    Target: to reduce mortgage to £123,000 by 01.04.2010

    Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
    Revised agreed redemption date: January 2031
This discussion has been closed.
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