Cheque with the wrong title

[Deleted User]

I personnaly would not have paid it in, purely on the basis of what jonesMUFCforever explained.

jonesMUFCforever wrote: »

But what if MR X shall we say later claim that the refund paid to MRS X was in fact his?
The bank will have committed conversion of the cheque and will have no choice but to refund MR X.
This is why they should not take any chances with the cheque.
They have nothing to gain but a lot to lose.
I think my advice in post #3 still stands.

Then Abbey would have to credit Mr with the funds, and they would withdraw the funds from your account. But they would TRY and contact you, i do stress TRY.