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nicnacnooooooooo

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  • i got a £2 coin today to stick in my box, gonna bank it every £20 i think.
    Joined the grocery challenge n all, put myself down for £200 but im not sure i spend that much actually so anything less is a bonus.
    Still not rang up HFC to see how much ive got left on my laptop loan, that can be next weeks task f i dont get chance to do it in the morning.
  • Hi sounds like you are really getting on top of things so well done.

    Re the Aol how long have you been with them coz I have got them to reduce my broadband to 9.99 per month...only £5 but better in your pocket...

    Also they do a diet thread over on the oldstyle board if you ever get fed up of paying £17 to WW...that could buy quite alot of food I guess...

    Have you checked what all the interest rates of your debt are? It might be more beneficial to get a % transfer CC to save on the interest then ALL the money you pay off each month comes off what you owe..

    Good luck
  • beanielou
    beanielou Posts: 97,086 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    YOu are off to a great start.
    Keep posting.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Also they do a diet thread over on the oldstyle board if you ever get fed up of paying £17 to WW...that could buy quite alot of food I guess...

    I wish i could but i need the weekly meeting to help me, i know i cant do it on my own!
    Re the Aol how long have you been with them coz I have got them to reduce my broadband to 9.99 per month...only £5 but better in your pocket...

    How did you manage to get down to £9.99, what did you say? Ive been with them about 4 years.

    And as for the credit card bit...i really am trying to not get one, ive never had one and wouldnt trust myself if i got one.

    So anyway, i went shopping yesterday spent just under £30 and will only need milk in the week out of the £50 a week for food, i also bought a couple of birthday presents out of that for DD parties this weekend.

    Today is gonna be a NSD for me cos im not doing anything apart from going to a party with DD, got work this morning and finish at 1 so i can come home for my dinner, got a roast planned for tea, cant wait, im looking forward to it already!

    Got another £2 to add to my tin, yey

    Nc
  • Hi

    Re the AOL I just rang up and told them I was reviewing all my bills and I noticed I can get broadband cheaper and they offered my it for £9.99. I know loads off this site have done the same with AOL and been successful.

    If thats how you feel about a credit card then how about posting all your interest rates etc and seeing if there are any points of help anyone can offer.

    Good luck
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    got round to sorting my tax out so should get that back in 3 to 4 weeks.
    Not rang AOL yet but im going to if the kids go to bed on time!

    ive been keepng a spending diary, will update my sig weekly, oh, and got another £2 yey
  • MiniLaura
    MiniLaura Posts: 482 Forumite
    Part of the Furniture Combo Breaker
    are you aware you can add the laptop to your home contents insurance? it would be a lot cheaper id imagine. I dropped my laptop in house and the back came away (was on laminite) and I got a new one for £50 excess, my insurance is only £15 in total a month for all contents plus laptop etc
    :j Debt-Free-Wannabe! :j
    Declutter/Ebay/Savings
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