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Changing credit products within the same company?
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nm1213
Posts: 70 Forumite
in Credit cards
I have an old Barclaycard Initial that has a stupidly low limit of £260. I want to change this to something more useful. Does this mean I have to close the existing card, and open another one? How does this affect my credit history?
In the same manner, I have an Amex Red card that has become my main spend card. I'd like to change this over to one that gives me cash back. Does Amex allow such a change, where the product is different, but the available credit and history remain unaffected?
If it makes a difference, my credit record is spotless, never carry any balances, and flow through the cards is roughly £2000/mth.
Thks in advance.
In the same manner, I have an Amex Red card that has become my main spend card. I'd like to change this over to one that gives me cash back. Does Amex allow such a change, where the product is different, but the available credit and history remain unaffected?
If it makes a difference, my credit record is spotless, never carry any balances, and flow through the cards is roughly £2000/mth.
Thks in advance.
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I would close the Barclaycard and look at other cards offering a more useful service ie.0% on BT's or purchases.
American Express do allow transfering of accounts to new cards,give them a ring ask for the Platinium for it's cashback.Previously known as Bokken,registered at MSE in Nov 04,computer glich deleted my access but it is fun building up my stars from scratch,again.:D0
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