Going BR tomorrow and need help!

tigerfeet2006

When you do your I&E don't include the tax credits as you don't have them as yet. You are obviously living beyond your means at the moment so if asked say you have applied for TC's and are also taking steps to get things under control.

Have you checked www.entitledto.com to see if you are recieving all you should be?

BRB with revised I&E

tigerfeet2006

PigSick wrote: »

Thank you for your help:

Mortgage £479.36
House Keeping food and cleaning £280.00 £350 max but you need to play with it
Gas, Electicity, Oil £150.00 you may have to explain this to the OR
Water £30.00
Telephone £70.00 This is high. You may get away with it or the OR may cut it. Suck it and see
Travelling to/from work and other essential journeys £150.00
Clothing £25.00 Up to £80
Maintenance / Fines £25.00
Council Tax £80.00
other essentials car tax/repairs £100.00
Other essential payments details: opticians, hobbies, tv licence, emergencies, pet food - £90.00
opticians-do you wear glasses? We both wear glasses £20
dentists-do you get free? Dentist I live in Wales haven't been able to register or see one for 3 years!!!
prescriptions-do you get free? Prescriptions in Wales are now free:D
tv license £11
emergancies/contingencies £20
birthdays/christmas £20
holidays £40
hairdressing £15
how much is your pet insurance? £20.00 per month
how much is your house contents insurance? don't have You have pet ins. but no contents :eek: . Check Martins article in the tabs above and work out how much it would be and as soon as you can get some. Estimate £20
Assuming building ins is included in the mortgage?

I don't "officially" earn anything as when he applied for Tax Credit (currently still waiting) they told him if I signed on he wouldn't get any.
He has to travel 15 miles to work every day.

Clothing allowance looks a bit low to me, ok we don't buy clothes much but still it seems a bit low.

I would aim to get your I&E around about £1200 mark to account for TC's. Be aware that some of these may be cut/disallowed, it depends on the OR. You will be allowed you essential outgoing plus a £99 surplus before an IPA is thought about.

PigSick_2

Hi,

I think I have to go with him because he's suffering from depression at the moment and burying his head in the sand so the danger is he will want to be in and out asap. I noticed on the form where you can explain how it all came about you have 4000 words allocated and he used about 20, the story is not all cut and dried and I think I seriously need to expand on his version after all it's all the judge has to go by.

Will let you know when it's all over.

PigSick_2

No one seems to have any info about what we need to take with us, paperwork, documentation etc?

fermi

PigSick wrote: »

No one seems to have any info about what we need to take with us, paperwork, documentation etc?

- Forms 6.27 & 6.28 - However many copies your court needs from you.
- Forms and proof of benefits/income if you are applying for fee exemption.
- Fees - £150 + £335 per person.
- Something to drink - Court coffee at mine was NASTY.
- Something to read - Can be a long wait at some courts.
- Money for the pub on the way home.:p

Anyone else remember anything?

PigSick_2

Will we be exempt from any of the fees, I seemed to have £335.00 as the total figure in my head? Where will we find out how many copies of the forms? We've just been told to turn up before 10:00am?

fermi

Three copies are normally required.

But some courts ask you to make 3 copies yourself and bring them with you, while others (like mine) ask you to bring only one which they then copy themselves.

Bit tricky if you don't know which.

PigSick_2

Thank you for all your help, off soon to do the deed, will let you know how we get on.