Going BR tomorrow and need help!

PigSick_2

My other half is going BR tomorrow and I need some help to make sure he's completed the forms correctly as he's of the attitude "get it over and done with". I told him to visit here for advice but as usual he thinks he knows it all but I know better :rolleyes:

What sort of figures should we be entering for expenditure as I haven't got a clue! I think I saw somewhere that there were set limits for clothing etc. I'm affraid of not getting it right and I know how important it is. What sort of documentation should he be taking along with him tomorrow? Will I be allowed to go in with him, (I'm not going BR)

Any help at this late hour would be useful! If I have to stay up all night getting the forms right I will!!!!

PigSick (hopefully for not much longer)

tigerfeet2006

Hi Pigsick, pop up the I&E with his income and how much you contribute and we will have a look for you.

PigSick_2

Thank you for your help:

Mortgage £479.36
House Keeping food and cleaning £280.00
Gas, Electicity, Oil £150.00
Water £30.00
Telephone £70.00
Travelling to/from work and other essential journeys £150.00
Clothing £25.00
Maintenance / Fines £25.00
Council Tax £80.00
other essentials car tax/repairs £100.00
Other essential payments details: opticians, hobbies, tv licence, emergencies, pet food - £90.00

I don't "officially" earn anything as when he applied for Tax Credit (currently still waiting) they told him if I signed on he wouldn't get any.
He has to travel 15 miles to work every day.
Clothing allowance looks a bit low to me, ok we don't buy clothes much but still it seems a bit low.

tigerfeet2006

BRB with my thoughts on this. Is it just you and DH? What are your incomings at the moment?

betterlatethannever

Hi Pigsick.
Firstly, have you taken advice from one of the free debt charities? the judge will want to know if you have.
Also have you taken advice re: the house and mortgage and car?
What are the fines for? some can be included in BR.
Clothing is low, but telephone and gas/elc/oil is very high!
Hobbies won't be allowed so i'd remove them.

Thats just a first glance, will have a proper look in a minute

tigerfeet2006

PigSick wrote: »

Thank you for your help:

Mortgage £479.36
House Keeping food and cleaning £280.00 You can allow at least £350 for this
Gas, Electicity, Oil £150.00
Water £30.00
Telephone £70.00 you may find this is cut but there is no harm leaving this as it is

Travelling to/from work and other essential journeys £150.00

Clothing £25.00 this could be upped too
Maintenance / Fines £25.00
Council Tax £80.00
other essentials car tax/repairs £100.00 does this include breakdown cover?
Other essential payments details: opticians, hobbies, tv licence, emergencies, pet food - £90.00
opticians-do you wear glasses?
dentists-do you get free?
prescriptions-do you get free?
tv license £11
emergancies/contingencies £20
birthdays/christmas £20
holidays £40
hairdressing £15
how much is your pet insurance?
how much is your house contents insurance?

I don't "officially" earn anything as when he applied for Tax Credit (currently still waiting) they told him if I signed on he wouldn't get any.
He has to travel 15 miles to work every day.

Clothing allowance looks a bit low to me, ok we don't buy clothes much but still it seems a bit low.

Those are my initial thoughts. Will have another look when you have answered some questions

PigSick_2

Hi Tigerfeet,

At the moment he's on standard 30 hour min wage so brings home about £550.00 per month although think he's on emergency tax and he's training at the moment so that should go up when he's promoted - it was a job at the time! Better than nothing but only just! Then we just have the £700 per month tax credit IF and WHEN we finally get it. There's just us 2.

PigSick_2

betterlatethannever wrote: »

Hi Pigsick.
Firstly, have you taken advice from one of the free debt charities? the judge will want to know if you have.
Also have you taken advice re: the house and mortgage and car?
What are the fines for? some can be included in BR.
Clothing is low, but telephone and gas/elc/oil is very high!
Hobbies won't be allowed so i'd remove them.

Thats just a first glance, will have a proper look in a minute

Yep taken advice. Yep taken advice from here re house, mortgage and car, car only worth £350.00 so no problems there, house only 4K or less equity and half of that hopefully will be mine. Fine is for speeding, plus a multitude of lumped on charges as we moved house and the speeding fine went to our old address.

Our oil bill is extreemly high, long story but boiler has yet to be commisioned by our !!!!!! of a plumber who has failed to do all the work as quoted but still wants all the money before he commisions it. We owe him £900 off the 5.5K he charged us and he has failed to do £1.6K worth of work!!! He also left us over Christmas with no heating AND I'm sure he's made sure the boiler is using lots of oil, yes they are this type of people as I had to put in an official police complaint about his other half harrassing me for money by blocking up my business line for 2 hours because she wouldn't get off the phone!!! That was when I had a business! Now he boiler keeps locking out so this is one person I'm glad won't be getting his money and I will take great pleasure in telling him so! Vent completed - you did ask!

Perhaps we

PigSick_2

betterlatethannever wrote: »

Hi Pigsick.
Firstly, have you taken advice from one of the free debt charities? the judge will want to know if you have.
Also have you taken advice re: the house and mortgage and car?
What are the fines for? some can be included in BR.
Clothing is low, but telephone and gas/elc/oil is very high!
Hobbies won't be allowed so i'd remove them.

Perhaps we should put holidays instead of hobbies?

PigSick_2

Hi Tigerfeet,

What do you think the clothing should be upped to?

opticians-do you wear glasses? We both wear glasses
dentists-do you get free? Dentist I live in Wales haven't been able to register or see one for 3 years!!!
prescriptions-do you get free? Prescriptions in Wales are now free
tv license £11
emergancies/contingencies £20
birthdays/christmas £20
holidays £40
hairdressing £15
how much is your pet insurance? £20.00 per month
how much is your house contents insurance? don't have

dalip

Pigsick
My hubby came with me and he was allowed to come to all depts.I did not see the judge,just sat outside his /her chambers and court clerk came back out with signed doc,so not sure if he would have been allowed in there as well.He was also allowed in the little room i was alocated to await the OR call.Good luck to your OH for tomorrow.Dalip.