Cheque clearance

MarkyMarkD

In that case, though, it's a bit of a non-case.

If the bank refunded the money, the customer would still owe the amount to the Inland Revenue. There would be no net gain to the customer.

If they didn't really owe the money to the Inland Revenue, the Inland Revenue would refund them. No problem.

innovate

shopbot wrote:

Just out of interest how and where were the cheques used?

The cheques were paid into a bank account in London.

Of course, that made it somewhat straight-forward for the police to track down the account holder! He must have been supremely confident that little old lady wouldn't check her bank balance - she has had a stroke some time ago and can hardly speak and walk now, but mentally she is as fit as a button, and did very well spot that money had disappeared from her account.

So the fraudster was caught - it was one of the care home assistants - and is in deep dooh-daah now. Lost his job and is being prosecuted by Social Services.

The old lady had all her money back within days, incl lost interest, from the Chelsea Building Society.

Bossyboots

innovate wrote:

The cheques were paid into a bank account in London.

Of course, that made it somewhat straight-forward for the police to track down the account holder! He must have been supremely confident that little old lady wouldn't check her bank balance - she has had a stroke some time ago and can hardly speak and walk now, but mentally she is as fit as a button, and did very well spot that money had disappeared from her account.

So the fraudster was caught - it was one of the care home assistants - and is in deep dooh-daah now. Lost his job and is being prosecuted by Social Services.

The old lady had all her money back within days, incl lost interest, from the Chelsea Building Society.

On what basis is he being prosecuted by social services?

He has committed a criminal offence which the police/CPS should be prosecuting.