So what do you do when you can't cut any more?

squeaky

Melusine wrote: »

dog food, yes, thank you, I'll look. diet foods yes, thanks (but bear in mind Weight Watchers won't let PWs join because their diets are so strict and restricted). Don't buy beauty stuff. Just deodorant, soap stuffs and shampoo.

Am on phone waiting for cccs to answer, Thank you to those who put me in touch with them.

Sorry, I wasn't quite clear - though I put "diet" in quotes...

What I mean is that we have threads with tips, links and recipes in them for those people who for health reasons cannot eat what the majority of us would consider to be a "normal" healthy diet.

So we cover diabetes, gluten and wheat free, lactose intolerant and more.

Some of those may help you, and if they don't - then as I've said before - just ask, there's sure to be someone who can help.



Soaps and stuff - we can help you stretch the ones you buy - and for sure you could regularly check the Freebies board. I have a friend or two who virtually never buy these things any more - they have more samples than they can ever use


I think that you should go back now and have another go at your budget spreadsheet. For instance, I can't see internet access ISP costs in there. Unless you're getting it free?

Broken_hearted

It can be cut back futher get rid of haircuts, reduce payments to parents and life insurance.

Broken_hearted

floss2 wrote: »

G

Also, think about the advice from CCCS...they would not have suggested it if there was a way you could feasibly pay the debts off....but you are on benefits and as such do not have any spare income for repayments.

CCCS gave us the same advice, which was wrong our the debts can and will be paid. Being a carer is a hard lonely job and unlike the debts there is no light at the end of the tunnel.

Seaxwyn

Melusine, I'm shocked that you have to pay for the respite care. My friend who has a disabled son gets a certain amount of free respite, including one night a week when he stays overnight at a care centre. Is that an option for your son, just so that you could have a night's good sleep? I'm sure you've looked into everything possible, so apologies if this is unhelpful.

boredofbeingathome

I think she said the payments to parents were none negotiable.

boredofbeingathome

I wonder if it's worth lobbying your local MP to get help with transport costs? I know its worked in my area where parents have had similar round trips- and i also know sservices have tightened up on this.Works in some cases but not in others.

affordmylife

im glad to hear that you have reduced the payment per month and also son will pay dog insurance so thats both helped you out.

im more concerned with the level of care that you are providing for your son - its unbelievable to me that you are expected to care for him with no help barely at all.

obviously you get carers allowance and he must get DLA or something but you have to pay for respite i thought social services provided this or is that only for school age children. if that is the case do they think that the requirements change once the child reaches 19 - its disgusting.

you have my total admiration for the job you are doing with your son - i dont know first hand but i imagine it must be very difficult indeed.

what will happen in the future? are there care homes or such like for adults with learning difficulties in your area.

here in suffolk some of our adults live in sheltered accomodation and some of these are completely wheelchair bound with no movement or speech etc.

i understand that this may not be a route that you wish to take and i respect that but what of the future?

some of our students have moved into the homes full time but go home now for visits so home is now the respite if you know what i mean.

Broken_hearted

Seaxwyn wrote: »

Melusine, I'm shocked that you have to pay for the respite care. My friend who has a disabled son gets a certain amount of free respite, including one night a week when he stays overnight at a care centre. Is that an option for your son, just so that you could have a night's good sleep? I'm sure you've looked into everything possible, so apologies if this is unhelpful.

Respite for disabled adults is hard to get, same with SS help. I'm sure the rest far outways the cost.

CRANKY40

I'm on the OS board a lot, and it's not ready meals, honest! I hate ready meals and e numbers. Some of the things I make like cauliflower soup are cheap, easy, low calorie and filling.

Good luck with everything.

TeetersOnHeels

Hi... Have been reading your thread on & off all evening & think you've been given lots of handy tips for saving money/doing the cashback stuff..As a "newbie" myself it's a bit daunting trying to take everything in all at once... I'm a working single mum, just starting out on my debt free journey, and sometimes feel that I can see no end to it. I've found this website a massive support and hope you have too.
Off to make a cuppa....I'm a coffee free zone too!!:D