pension invesment advice

hyposmurf

Just thought I'd enquite about my pension and have a look at hows its performing and what its investing in.Heres an extract from the online info regarding my stakeholder pension with L&G

Some or all of your contributions are invested in the L&G UK Equity
Index Lifestyle Profile which currently invests your contributions in
the fund or funds shown above. As you approach retirement your fund
holding will gradually be switched into the Fixed Interest and Cash
Funds or in certain profiles the Index-Linked Gilt Fund. For further
details please see your key features document.

Here's a link to a portfolio bnreakdown:
http://customer.morningstareurope.com/uk/lgs/pdf/snapshotpdf.aspx?id=VAUSA05RRD&InvestmentType=SA
Its with L&G UK equity index fund
Does this look a wise investment or should I change over to another invesment?Maybe I am best to keep to low risk investments with this fund as I will be investing in higher risk funds otherwise.

Heres a link to my options: (funds are on page two)
https://www80.landg.com/DocumentLibraryWeb/Document?reference=W10577IndSHPInvestmentFund.pdf

I dont have a huge amount in this pension fund as I started it later in life Im now 32,this pension pays out when I'm 65.I intend to keep some other savings for retirement as well as this pension and state pension if I'm elligable.I just like the idea of being able to get at my savings should I desperately need it in the future,rather than being tied to a crap pension.
Also I was thinking maybe of starting up a income fund maybe Invesco perpetual.Is this best to start up now and have the income reinvested up until I need it?

hyposmurf

OK some additional info I started my pension fund in 05/02 and theres about £5500 in it at present.It was on one of those increment payment lans whre it increases my direct debits up until a certain point.I starte it at a time I was on peanuts, well peanut crumbs and was saving for a deposit on my first place.I noticed looking at some funds that people mention,they arent far off my age and have income funds,are you reinvesting the income until you need it in retirement?By now would make sense as units are likley to be increase over time and the earlier I start theres the benefit of compound interest.