Don't use Esso Pay-at-Pump!!!

<grrrrr>

Be warned - whenever you use Esso's Pay-at-Pump service they 'reserve' £60 from your debit/ credit card and do not release thsi for 5 business days. There is NO WARNING about this on the pump at all.

I've used twice recently and as a result I've just been hit with 2 missed direct debits and unauthorised overdraft charges.
:mad::mad::mad:
I'm furious that there is no warning anywhere - are they breaking any consumer laws by doing this? I want to claim the charges back from them - any pointers where I should start with this??
«13

Comments

  • cazziebo
    cazziebo Posts: 3,209 Forumite
    Thanks for the heads up - I didn't know this...
  • Keith
    Keith Posts: 2,924 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Everytime I've used Esso, there has been a sticker warning that they do this on the pump.

    Asda also do this.
  • And Tesco..
    Bit of a Florida Fan :j
    8/12/08 Highlands Reserve, 3/12/09 Calaby Parc
    18/8/10 Villa Upper Class 19/12/10 Villa Upper Class
    10/08/11 C P Tower Lake 10/12/11 C P Tower Lake
    28/4/12 Emerald Island 22/7/12 Florida for 6 weeks
    13/12/12 4 weeks C P Tower Lake 13/2 Prize win Orlando
  • Wig
    Wig Posts: 14,139 Forumite
    I regularly use Tesco pay@pump and have never seen (or atleast never read) any warning sticker about this. I have also never had Tesco debit my account for anything other than the amount of petrol I actually took.

    As a starting point for the OP, I would go and photograph the pump you used to show no warning signs/stickers, do it discreetly, otherwise they will ask you to leave. Also photo the entrance to the petrol station for lack of warning signs.

    Preferably in your photos have someone holding todays newspaper.
  • Keith
    Keith Posts: 2,924 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Tesco don't do it, only Asda and Esso do.
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've never seen a sticker warning of it, but the machine tells you how much it has authorised on your card and tells you to take a maximum of.. £xx
  • Wig
    Wig Posts: 14,139 Forumite
    Yes, but you only get debited the actual amount, I have never seen on any statements saying I was initially debited the £40 or £60 and the balance returned to me.
  • Are you saying that if you fill up with £20 of petrol they actually take £60 ??
    Or am I missing something here ??
    'Reserve' ??? they either take it or they dont take it !!!
  • moonrakerz
    moonrakerz Posts: 8,650 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Most hotels do this as well. If you check in for say 5 days, they "reserve" 5 days room hire on your card and often a large % on top of that as well.

    It is quite possible to book a hotel stay for £500, say, and have £1,000 taken off your available balance on your credit card the instant you book in !
  • Wig
    Wig Posts: 14,139 Forumite
    moonrakerz wrote: »
    Most hotels do this as well. If you check in for say 5 days, they "reserve" 5 days room hire on your card and often a large % on top of that as well.

    It is quite possible to book a hotel stay for £500, say, and have £1,000 taken off your available balance on your credit card the instant you book in !

    But you woud have to agree to the amount. I have never (to my knowledge) agreed to Tesco taking anything other than the price of the fuel I have taken.

    And I just checked my CC statements for the time I filled up @ Asda, also only debited (or rather charged) the amount I used.

    So I don't understand any of the OP's troubles.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.