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Loft conversion + insurance
afran56
Posts: 1 Newbie
Hi
We are having a loft conversion done and we live above our freeholder, who owns a commercical premise. Although our builders have public liability insurance, we are not covered personally if there is any damage done to the shop below, or for any legal fees should any damage occur. Apparently the public liability insurance covers for damage to the public but not to buildings and would not cover the legal fees etc. I have spoken to a number of the major building insurance people but buildings insurance would not cover for third party work etc etc. Could anyone please advise? Many thanks
We are having a loft conversion done and we live above our freeholder, who owns a commercical premise. Although our builders have public liability insurance, we are not covered personally if there is any damage done to the shop below, or for any legal fees should any damage occur. Apparently the public liability insurance covers for damage to the public but not to buildings and would not cover the legal fees etc. I have spoken to a number of the major building insurance people but buildings insurance would not cover for third party work etc etc. Could anyone please advise? Many thanks
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