Sunday 17/02/08 What small dfw thing hve you done today???

sophiesmum_2

• When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
  
  But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
  
  Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
  
  So be proud of those small steps, they really are important.
  
  Today I will
• Check online banking
• Do Clicks
• order an arcadia voucher from pigsback for a pressie
• Make roast dinner for my oldies and family eat for free
• Contine cleaning house with stardrops and microfibre cloths
• Try and find time to do some baking
• Go to costco to stock up on meat etc but this is budgeted for from savings avoiding supermarkets since xmas.

Have a good day everyone.:D
Hi to any new posters:D

KellsBells

Good morning,

today I will

• chase up my piggy points that haven't yet been credited
• post a letter to the council and a removal company who caused us a problem to the tune of £180.00
• enjoy my birthday!!

Have a MSE day, everybody.xx

splishsplash

Morning everyone,
Today I will:

• [strike]Dry lots of clothes outdoors (fantabulous day here again)[/strike]Yes - laundry basket now empty again (for about five minutes!
• [strike]Bring the kids and dog for a long walk on the beach[/strike]Done.... just trying this to see if it works - the white blob is my poor exhausted dog!

• [strike]Update spending diary and accounts[/strike]Yes
• [strike]Cook from mealplanner[/strike]Yes
• Hmm, should I go to Lidl's this afternoon to avail of the special offers.... will see how the day pans out... not convinced yet!No - far too nice a day to bother with that!
• [strike]Spend an hour in the back garden, tidying, mulching and generally getting it in some sort of order[/strike] Erm, was certainly out in the garden for an hour or more, moving stuff from A to B and back to A again... pootling, I think is the word!

That's it. I hope everyone is enjoying the fine weather!

Happy Birthday, Kellsbells!

free4440273

Today, I shall spend zilch:D

thepinklady

Happy Birthday KellsBells - hope you have a lovely day!! :bdaycake:

Today I will,

* Sort through things that need to be listed on Amazon
* Sort out finances for university
* Do daily clicks

lilmoi1985lm

morning all

Today i will
have lunch at mothers so no food / elec / water spend
list items on amazn while i'm there.
spend nothing else!!!

luxor4t

Today
- claimed £20 Pigsback vouchers as i won a comp ( after all my moaning too!)
- store cupboard meals
- sorted out a bag for charity shop (Oxfam as have a few M&S items = £5 M&S voucher)
- shall make 3 more cushion covers from a £2 Primark throw
- look to move gas /elec providers
- ordered DS2's birthday present from boots via quidco so cashback + extra points code
- wrap up 5 bargain gifts: 2 birthdays, 2 mothers days and a wedding approx total £95 for £ 24 after sales reductions, points etc

sophiesmum_2

:bdaycake: Happy birthday kellsbells, hope you have a great day.:D

poppyoscar_3

i saved 18p by buying peas instead of petit pois.....it all adds up:D

Intergalactic_Floozie

I might add to this as the day goes on:

• Started a shopping list of things I NEED to buy tomorrow to take shopping with me. If it's not on the list, then it's not going in!
• I worked 5 hours overtime today which works out, after tax, to £57.50.
• Posted on this message board to keep myself motivated!
• Used DH's car to go pick eldest DS up from his friends, as he has more petrol left than I do.
• Was invited down to the pub by DH and I didn't spend a penny in there.
• Another no spend day.
• Found some money in a pair of my jeans that I picked up to wash, so that's £2.50 extra for me before I need to go to cash machine.
• put 1p in my change jar - it all adds up!

Keeping_Positive

Today I have:

• Changed elec/gas suppliers. Not as good as planned because I discovered I owe circa £80 in arrears but I will be on a cheaper tariff and get £70 cash back via quidco.
• I have also got around to cancelling home insurance after finding a cheaper deal last week.
• Read my post to find I will get 4000 points worth a £20 high street voucher just for purchasing an item on my RBS credit card.
• Have a no spend day

Have a great birthday Kellsbells :beer: .