Nationwide Credit Card Scam

grumbler

MarkyMarkD wrote:

But as I said, and the OP said, even signing a transaction slip in EUR doesn't stop the scalliest suppliers from converting it under DCC and submitting it to your card operator in GBP. :@

Sorry, but I cannot find anything about signing a transaction slip in OP's post and in your posts in this thread and in 'Credit card exchange rate in Spain' thread.

MarkyMarkD

OP refers to signing the invoice, IN EURO and nothing at all in sterling.

I apologise for confusing myself with another thread in which I referred to what AVIS did (the one you refer to) and a third one in which I mentioned more details.

For clarification, AVIS choose to charge all their customers in their own country's currency, but this isn't in their Ts & Cs and wasn't referred to at all when I collected or returned the car. The charge was for additional fuel and the only amount I authorised was in EUR - but it was submitted to my Nationwide account in GBP.

So, signing or authorising a transaction in EUR is not a 100% safeguard against being charged in GBP - but it should help you to argue the case with your card company.

bob_builder_2

MarkyMarkD wrote:

OP refers to signing the invoice, IN EURO and nothing at all in sterling.

So, signing or authorising a transaction in EUR is not a 100% safeguard against being charged in GBP - but it should help you to argue the case with your card company.

I guess the issue is that the invoice that was signed was in Euros but the actual credit card transaction was in GBP.

I do not think they could get away with this if you signed a credit card receipt made out in Euros.

jonesMUFCforever

MarkyMarkD wrote:

That's not a holding company! SPAR is an association of independent retailers so Tates is almost definitely the name of the actual shop owners.


Re other posts, I know that it's not Nationwide's fault that DCC is happening, and Nationwide are clearly a very small player in the world credit card market.

BUT Nationwide are making advertising capital out of the fact that their customers save money on overseas transactions - which simply isn't true when a rapidly increasing minority of those transactions are subjected to DCC.

For that reason, it IS Nationwide's responsibility to lobby VISA about this.

SPAR is supplied by A F Blakemore t/a Tates (in UK) from N Wales to E Anglia and from Lincs to Thames estuary according to their website.
Eric