Saturday 16/02/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will Check online banking
Do clicks
Make a powerpoint presentation as part of my dad's birthday present.
Do lots of cleaning around the house using stardrops and microfibre cloths
Make meals from storecupboard and freezer.

Hope you all have a good day.:D

Little_Chicken

I'm doing a mystery shop at a Wetherspoons pub later - and it's a foodie one. So that will save me some pennies although hubby will of course complain about the non-quality of the food LOL.

splishsplash

Morning all,
Today I will:

• try to get a load of washing dry (it's a little cloudy, but looks like it could clear)
• cook up a lamb chop casserole and shepherd's pie
• figure out how to cut down on shower times (Yes! it's the single biggest contributor to my electric bill! Cost in excess of €35 per month for four of us to have daily showers!)
• track down the vet if at all possible to ask re stopping dog's meds
• become a screaming virago regarding lights left on, chargers left on and plugs left on
• check back through this week's posts and see what else I've left undone, and fix them!

That's it. I hope everyone has a great weekend.

cassey1

hi everyone,hope you have a good day and it is sunny where you are.

Today i will or have

washing on 30 and out to dry.
done keep fit video,cheaper than gym.
checked on line banking
DH is working today(over time)I was tempted to go shopping to treat myself,but i thought no i will stay at home and do housework instead,boring i know,but just think of all the money i am saving!!!!

Will do comps later.

DH taking me out for a meal later.

Have a good one everyone

Intergalactic_Floozie

• I did not join in with the breakfast butties at work this morning (saving me about £2.00).
• I have set up an excel spreadsheet and have worked out that to my horror I have only got £250 to last me for a month!!!
• I did four hours overtime today, which after tax works out at £34.

I had decided a couple of days ago that I was really gonna make the effort to pay off my A&L overdraft. I don't have wages paid into that account anymore so the £800+ overdraft hasn't been getting paid off, and they've been charging me £10 every month for the past few months. Anyway the sods have written to me today telling me they will be withdrawing the facility in thirty days and it will have to be paid off in full so I really need to get my act into gear.

WhoopieDoodle

I've opened a box of biscuits left over from Christmas and still have another box to go (and I've eaten 6 so feel a bit ill - that's 6 biscuits, not 6 boxes!)

Baking a cake that will be part of packed lunches for the week.

Found a penny whilst walking the dog and stuck it in my piggy bank!

pennypuppy

Phoned (one)credit card company and confirmed 6.95 rate of interest for life, it was a real nightmare getting it all to go through.

facingthefuture

Packing things now to send for ebay. Getting car load ready for car boot tomorrow.

crawley_girl

Hi guys n gals

Today I:
* don't feel too great so won't be going out
* will spend the afternoon mooching between reading my book or watching a DVD
* will wash my bed sheets and hang out on the line

:heartpuls CG :heartpuls

bank_of_slate

I bought a 'busty boobs' birthday cake from Tesco for my hubby, it was reduced from £10 to £3.40 because there was a small crack in the icing which I mended with no problem!
...Linda xx

ShelleyC_2

Morning, I've been in bed all morning! It might be lazy but better than trauling round the shops battering the plastic :rolleyes:

Also entered loads of competitions fingers crossed I win something to keep me enthused!