Help Please

RAS

Gemmzie

Please go and see your welfare advisor at the Union and also see if you can get any hardship. However, the fact that you are lending to your bro and parents will not be taken into account.

If you are on a three year course, you are entitled to 3+1 years financial support. So if you suspend your studies, then you should be OK. it sounds like you have semester end exams and have 60 credits from this year already? So you would have to come back at the beginning of semester 2 next year.

The ackward bit is that you are not going to be entitled to benefits if you are suspended. For that you need them to withdraw you from the course. That may comlpicate things with the bank!

Since you have this terms money already and you cant get any other support, I would be inclined to suspend before Easter rather than next week. Also if you have paid rent and cannot get it back, that will be a bummer. Again the welfare may be able to help you - like there may be a repay clause for ill health but not anything else.

The big issue is whether you think you can get back to study and pass your assessments this summer. Three weeks is not huge but it does not sound like you are really fit enough to be either at uni or working. Sorry for your folks but they may have to look after you for a while.

Once you are fit, then you can look at working full-time and getting the money side sorted out.

ZTD

Gemmzie wrote: »

ZTD wrote:

You not got glasses...

Can't wear them, wrong prescription and cause headaches.

Get them re-glazed in the right prescription. You should *always* have a set of working glasses if you wear contacts. Otherwise one dose of conjuctivitis and you're as good as blind.

Gemmzie wrote: »

ZTD wrote:

Is this paying out now?

It should be, I just need for the drs to decide which consultant I need to belong to

Chase the doctors.

Gemmzie wrote: »

ZTD wrote:

Are you tied into this?

The £15 yes, the £4.99 is insurance, been trying to cancel it for ages - they are ignoring me

They will do. Send a letter by recorded delivery, saying you want a refund within 28 days effective from the date you originally told them. Otherwise the next letter they'll get will be from the OFT.

Gemmzie wrote: »

ZTD wrote:

Are you getting good value for money from this?

Yeah, it's my only form of entertainment, sad isn't it

Not at all. Milk it...

Gemmzie wrote: »

ZTD wrote:

Get a prescription "season ticket". It'll work out cheaper and you can claim for prescriptions you've already paid for.

I need to do this, since they've ignored my HC2 application.

Chase it up. Give them a deadline. If you haven't heard within 28 days - get your MP on the case.

notanothergreyhair

Gemmzie wrote: »

I need to do this, since they've ignored my HC2 application.

In what way have they ignored it; is it just that they have not responded at all? Send another one in.

I get my contact lenses from Asda.com...I get monthly torics and 6 months' worth cost me £42 I think it was. Admittedly I have to pay for a contact lense check every year but the cost saving is still worth it. You have probably looked into this, apologies if you have.

Gemmzie

To RAS: Thanks...and...

Would the difference that I'm living at home and lending to my parents make a difference? (Hence why my rent is so low).

Yeah it's a three year course. I think so, but I'd have to check, so I'd go back next January?

So I can either claim benefits and pay back the OD or leave the OD and get nothing for now?

Suspend at Easter, so try and go back for now or just dither until then?

It's so hard not knowing what's actually wrong with me, if they could say even roughly oh it's X and the plan is Y which will take Z to fix/go, it would be so much easier.

Gemmzie

notanothergreyhair wrote: »

In what way have they ignored it; is it just that they have not responded at all? Send another one in.

I get my contact lenses from Asda.com...I get monthly torics and 6 months' worth cost me £42 I think it was. Admittedly I have to pay for a contact lense check every year but the cost saving is still worth it. You have probably looked into this, apologies if you have.

I've sent three since September, they've ignored one, sent one saying £0 for everything for 2006 - very helpful and another saying it needs to be household assessed. When I phoned they said it didn't as I have a specific reason for living at home as a student.

I have dailies, tried to get them cheaper before but couldn't find them.

The most ironic of all this is that I have £400 but it's bloody Amazon vouchers, you have to laugh or you'd bloody cry.

Gemmzie

You're right on every count of the chasing things up ZTD, it's one of the things I'm terrible at doing. I just seem to be easily fobbed off.

And the NHS well.... they don't care unless you're dying.

hypno06

When the health insurance finally pays out, will it be a good enough sum to see you through until you go back to uni/work?

ZTD

Gemmzie wrote: »

You're right on every count of the chasing things up ZTD, it's one of the things I'm terrible at doing. I just seem to be easily fobbed off.

It's a PITA, and something you shouldn't have to do. But alas you do.

Gemmzie wrote: »

And the NHS well.... they don't care unless you're dying.

No - they don't care then. They only care when you're sueing.

System

Hi Gemm nothing to add Im afraid. Hope you get well soon and things work themselves out. Lenny x

Gemmzie

hypno06 wrote: »

When the health insurance finally pays out, will it be a good enough sum to see you through until you go back to uni/work?

Nope, it'll be 80% of any consulting fees if I go private, which I will once they know which speciality doctor I need because I'm being seriously ignored at the moment.

ZTD wrote: »

No - they don't care then. They only care when you're sueing.

Once I get my medical records and a confirmation of my suspicions I just might