Egg 0% nearly up, now what?

Innys

Hi

Was wondering what the forum recommends. The 0% on my Egg card expires at the end of September and I'm thinking about what to do about it. It has a o/s balance of approx £13,800.

I have one other card, Virgin, which I'm stoozing. It's 0% expires Feb next year and has a balance of £9,500 which I have on deposit.

I also have an Amex cashback card for day to day spending.

The options are;

1) Use the Virgin money, plus a little from other savings, to pay off Egg or
2) BT Egg to one or more other cards.

Obviously, I prefer the second option. What cards would you recommend, ideally with zero BT fees? I suspect I may need more than one card. I could, instead, get one additional card and pay the remaining balance off from the savings.

Any suggestions?

Thanks

Rafter

That is a big sum to BT!

You already have MBNA (Virgin) and Egg, who are usually the most generous with credit limits.

You could try Halifax but they have a 2% BT fee now.

Barclaycard have a 10 month BT offer with no fee through branches, but the credit limits are pretty low usually.

Capital 1 may be an option but they are getting smart about spotting stoozers so you may get a small limit there.

Might be worth giving M&S or HSBC a try too.

Good luck.

R.

madeinengland

I have just received a good limit from M&S-quite surprised actually.0% for 9 months and no BT fees.Application to activation 17 days.Just trying to get through on the phone to do a couple of BT's.Only downside I see is the 3% repayment minimum,which would be a lump on your £13000.

Innys

Thanks for the replies so far. Will probably try M&S first. The 3% repayment per month isn't really an issue as I pay 2% a month anyway to Egg as it is.