contents vs home

voodoovince

this might sound really really dumb but here goes


i am in a first floor one bedroom flat in edinburgh

i rent from a housing association

is there a difference between contents and home insurance
the land lord is responsible for building so i dont need to worry about that

if there is what are they

also when iv tried to get quotes in the past one of the questions is
to the nearest decade how old is your building

i dont know where could i find out


this is the first time iv had to do this and dont know anything about insurance so i would really appreciate any help or advice

jennifernil

What you need is Contents insurance. The other type is called Buildings insurance. Together they are often called Home insurance. You can have one without the other.

Ask the HA how old the building is.

jennifernil

Sorry, posted twice!

mattymoo

I survey buildings for a living. On older buildings you can often find the age marked on the gutter hopper boxes (where the roof meets the downpipe) or carved into a stone inset in the brickwork. Depends on the age but this was quite a common practice between 1800 and 1930 ish.

You could also try searching your local authorities planning applications. These are usually online, certainly in England. Find one where alterations have been made to a similar property in your street and then view the supporting documents. Should give you the age there.

voodoovince

thanks for the replies so far guys all been really helpfull