Working Tax Credit?

katskorner

Ah I see. So looks like I am stuck with the little bit of CTC they have given us then.

katskorner

I tried that calculator and it allows you to enter children on the way too - the IR one only lets you enter it is they are going to be born within 3 mths. This makes a difference to the CTC award too.

irs101

BenefitMaster wrote:

Tax credits not being my forte, I see why we have more. Partner is disabled, one IB and full rate DLA care and mobility. Second baby on way, and childcare costs.

Ah, I see. You belong to a very small group of around 1600 couple families who benefit from the severe disability element and childcare.

I really do need to upgrade my TC knowledge.

I really need to upgrade my knowledge of getting out more :silenced:

irs

irs101

katskorner wrote:

I tried that calculator and it allows you to enter children on the way too - the IR one only lets you enter it is they are going to be born within 3 mths. This makes a difference to the CTC award too.

It does, but the two calculators work in fundamentally different ways anyway. The entitledto calculator tells you the full annual award for April to April based on the details you put in. The IR calculator tells you what you would get between now and next April (i.e. as if you applied today) - so the IR figures will always be much lower - and will change depending on which day of the year you are using it. Personally I find entitledto much more useful.

irs

katskorner

Just spoke to hubby and he said we will put in the review form they sent and see what they come back with. Trying to understand this tax credits / taxation / NI in general stuff is a headache we could all do without!

Becles

BenefitMaster wrote:

Hold on - I singly earn substantially more than 16k, have a partner and 1 child, and we get almost £6000 a year in Tax Credits.

How do you get that much?

Just curious as I'm a single mother with 2 children earning less than you, but I get less tax credits.

Spendless

Becles wrote:

How do you get that much?

Just curious as I'm a single mother with 2 children earning less than you, but I get less tax credits.

Becles - Benefitmaster gets a higher amount due to a disability within his family and also having childcare costs.

HTH

irs - I don't want you going out more I like you on here so I can read your posts -lol

BenefitMaster

Becles wrote:

How do you get that much?

Just curious as I'm a single mother with 2 children earning less than you, but I get less tax credits.

Apparently it's the Disabilities.

Which makes it totally unfair, really. The IB and DLA are not counted as income for the Tax Credit, yet in real terms, that's worth 10 grand to us. Other Benefits we get are counted against us, but in real terms, including all of our benefits and my own income, we have a gross income before Tax Credits of over £31,000 a year, then on top of that we get £6,700 in Tax Credits.

Plus free parking, a free car, etc. Despite the fact I'm benefiting from this, it doesn't seem reasonable or equitable that a couple with a single child should get paid so much more than a single mum with 2 kids just because one of the couple has a disability.

fairylights_2

We get about £4000 a year in tax credit - and this both CTC and WTC. I think you have to be doing more than 16 hours per week to qualify for WTC, and if you need childcare it must be registered (I believe with OFSTED) and costing more than £10 a week. I'm putting my son in to playgroup two days a week from September, so we'll see what that means when we get that far.

nemo183

Don't also be put off by the forms. These forms will often make no logical sense - they will often refer to previous years when you haven't claimed. They will often be wrong. If you live with your partner, you will each get sent a copy (in fact a thick copy) of your claim, and each will often appear to contain the wrong information. These great, duplicated, large, wrong packs will arrive more often than you would think possible.

Do not despair!

In my experience, there is no point at all in contacting the department in writing to sort things out.

Much better is to phone the freephone number and do it all on the phone. I've always found the people on the other end to be most helpful, and they'll soon put you right. They may also be able to explain why you've been sent info that appears to be wrong.