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UK Default Recovery-Sorry if in wrong area

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Comments

  • TotallyBroke
    TotallyBroke Posts: 1,540 Forumite
    Part of the Furniture Combo Breaker
    Hi, I'm really not sure what I should do about this. :confused:

    Showing on his Experian report (not checked any others) is Yorkshire Bank current account. The Special Instruction Indicator shows as Debt assigned, Default balance is showing as £129, Overdraft Balance shows as Satisfied and account defaulted on is 05/2005, file updated for period to 15/10/2006.
    Should we write to Yorkshire bank and apologise for this debt and pay them the £129

    My OH has not used this account since June 2005 when he left Newcastle. Also showing on his credit report are two seperate amounts to British Gas probably for utilities. :eek: They are not hounding us yet but I'm sure they will start.
    I really don't know what we can do or how to go about doing anything so if someone could please advise I'd be eternally grateful.

    Thanks very much
  • TotallyBroke
    TotallyBroke Posts: 1,540 Forumite
    Part of the Furniture Combo Breaker
    Bumped up as fell onto page three:o
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