We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
UK Default Recovery-Sorry if in wrong area
Comments
-
Hi, I'm really not sure what I should do about this.

Showing on his Experian report (not checked any others) is Yorkshire Bank current account. The Special Instruction Indicator shows as Debt assigned, Default balance is showing as £129, Overdraft Balance shows as Satisfied and account defaulted on is 05/2005, file updated for period to 15/10/2006.
Should we write to Yorkshire bank and apologise for this debt and pay them the £129
My OH has not used this account since June 2005 when he left Newcastle. Also showing on his credit report are two seperate amounts to British Gas probably for utilities. :eek: They are not hounding us yet but I'm sure they will start.
I really don't know what we can do or how to go about doing anything so if someone could please advise I'd be eternally grateful.
Thanks very much0 -
Bumped up as fell onto page three:o0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards