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Student Finance Direct

I got my forms back saying my entitlement for fees etc.

Tuition Fees: £1175 (max)
Higher Education Grant (£1000)
Possible Loans available to me: £3370 (Have not applied for loan)
Grant for Dependants: £0

On another bit of paper for loans it has £0 as i have not applied for anything yet but it says Dependants Grant: £1000. What does this mean?

Also what do i do now? Hope you can help.

Stuart

Does this mean i have to pay this back?

Comments

  • bestpud
    bestpud Posts: 11,048 Forumite
    I can recommend you ring your local LEA and not the student finance direct helpline that is mentioned on the letters.

    I've rang student finance direct three times now, with a different query each time, and they don't seem to know anything, don't deal with anything and tell you to contact your LEA. I really don't know what they are there for!

    Not much help sorry but might save you a wasted call.

    Helen
  • ohit
    ohit Posts: 370 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    That Grant is a grant. It's free money. You don't have to pay it back. Do what you want with it.

    I'd recommend you take the loan though, even if you just put it into a savings account to earn interest.
  • moped_mark
    moped_mark Posts: 56 Forumite
    I asked this question a few months ago when I was dealing with them. The title "dependants Grant" covers all of the grants, including the HE Grant. You will see when you get information from the student Loan Company.
  • somner
    somner Posts: 25 Forumite
    As the others have said, the dependants grant does not need to be paid back, it's yours to keep. Everybody is entitled to at least 75% of the total loan amount (this is the non income assessed loan) and you can also apply for an income assessed loan, which is basically the remaining 25% of the maximum loan available. As you are entitled to the whole £1000 grant then you will certainly be entitled to the 100% of the loan, so thats around £4450. The whole loan is of course repayable.
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