Reference Checks

JonnieHACK

Post removed due to creepy profiling of user in question.

JohnInDebt

JonnieHACK wrote: »

As mentioned in my other post here...

http://forums.moneysavingexpert.com/showthread.html?p=8110865#post8110865

....I'm looking for a place to live. I've noticed that most lettings agencies wil want to charge for BOTH adults moving into the property. Well, screw it, I'm going to lie to them and tell them its just ME wanting to move in so I can save the best part of £150. Thing is, as I'll be SOLELY resposible for the rent (or so they think) I was wondering if £16k a year ( my wages ) will be enough to pass a check for a house at say £500p.c.m.

Anyone?

I believe a good rule of thumb is to divide your annual salary by 32 and that's roughly what you're looking at. Yours works out to be exactly £500 so provided there aren't any credit problems elsewhere you should be ok.

Not sure about the implications of only including your name to save £150, maybe someone with more knowledge could comment about that aspect.

clutton_2

being on a Tenancy agreement gives a tenant rights - if only one of you is on the agreement, the other can be removed much more quickly and easily and has very few legal rights.

SouthCoast

I'm going to lie to them

THE FRAUD ACT 2006

2 Fraud by false representation
(1) A person is in breach of this section if he—
(a) dishonestly makes a false representation, and
(b) intends, by making the representation—
(i) to make a gain for himself or another, or
(ii) to cause loss to another or to expose another to a risk of loss.
(2) A representation is false if—
(a) it is untrue or misleading, and
(b) the person making it knows that it is, or might be, untrue or misleading.
(3) “Representation” means any representation as to fact or law, including a representation as to the state of mind of—
(a) the person making the representation, or
(b) any other person.
(4) A representation may be express or implied.
(5) For the purposes of this section a representation may be regarded as made if it (or anything implying it) is submitted in any form to any system or device designed to receive, convey or respond to communications (with or without human intervention).

PROFESSIONAL_LANDLORD

Quote:
2 Fraud by false representation
(1) A person is in breach of this section if he—
(a) dishonestly makes a false representation, and
(b) intends, by making the representation—
(i) to make a gain for himself or another, or
(ii) to cause loss to another or to expose another to a risk of loss.
(2) A representation is false if—
(a) it is untrue or misleading, and
(b) the person making it knows that it is, or might be, untrue or misleading.
(3) “Representation” means any representation as to fact or law, including a representation as to the state of mind of—
(a) the person making the representation, or
(b) any other person.
(4) A representation may be express or implied.
(5) For the purposes of this section a representation may be regarded as made if it (or anything implying it) is submitted in any form to any system or device designed to receive, convey or respond to communications (with or without human intervention).




NEW LABOURS latest manifesto......?

JonnieHACK

Post removed due to creepy profiling of user in question.

JonnieHACK

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clutton_2

of course letting agents make money from applying for references - it takes time to fill in computer websites with the plethora of information required in this day and age for a tenancy application. I would accept an applicants self-application as long as i could to sit with an applicant at a computer and see that the application is genuine. I would then be willing to accept an on-line self-bought credit check. In this day and age of scanning scams, its very easy to produce forged documents.

I charge between £50 and £75 for checks per person depending on which type of checks i decide to do.

JonnieHACK

Post removed due to creepy profiling of user in question.