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need help and advice

hello please can someone give me some advice?
i am in debt of about £8800.It is on credit cards.
natwest £1910 on 0% until april 08
HSBC £1140 on 0% until April 08
Mint £2400 no longer on 0%
Halifax £1335 on 0% until oct 08
egg £2000 on 0% until april 08
I am not in a position to pay them off so am only paying minimum payment a month.This system is not working for me and the debt is spiralling.I am very stressed. I would rather have it all in one lump sum.What is my best solution?Shall I try for a loan to caver all of them and make one payment?HELP HELP HELP.I could pay about 100-150 a month

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