Transfer balance to Egg card

bluevin123

Hi all,

Received my egg card today, with 15 months interest free on balance transfers.
I have a Virgin card ,and want to pay off the full balance.
My question is.
Can I go to the Virgin website and pay off the full balance using my Egg card,or do I have to do the usual balance transfer through Egg,they charge
3%.
The girl on the phone said if I pay through Virgin it will come up as a cash advance...now I would rather save the 3% charge if I can,plus anyway, she's gonna tell me that.
Any advice please.
Thanks.
Vinnie.

DifferentFromTheNorm

bluevin123 wrote: »

Hi all,

Received my egg card today, with 15 months interest free on balance transfers.
I have a Virgin card ,and want to pay off the full balance.
My question is.
Can I go to the Virgin website and pay off the full balance using my Egg card,or do I have to do the usual balance transfer through Egg,they charge
3%.
The girl on the phone said if I pay through Virgin it will come up as a cash advance...now I would rather save the 3% charge if I can,plus anyway, she's gonna tell me that.
Any advice please.
Thanks.
Vinnie.

Do Virgin accept credit card payments?

I doubt it would be applied as a cash advance, I could be wrong though. It will however most likely be applied as a purchase.

If you've just received a card now you must have applied in January. If so, your purchases are likely to be applied at 0% until 1st April 2008, meaning you'll get less than 2 months at 0%.

The only way you'll get the Virgin balance at 0% at (up to) 15 months is to give Egg your virgin credit card details so that they make the payment for you and charge you the 3% fee.

**Edit** If I am wrong and it does get applied to your Egg Card as a cash advance then the following will apply:

Max cash transaction limit of £500 per day, so depending on how big your balance is you may not be able to pay it all in one go.

3% cash handling fee (min £3). Cash interest accruing at 22.9% from the day its applied as there is no interest free period on cash advances.

bluevin123

Thanks Buddy,
Think Im gonna go ahead and let them make the payment for me as you said...
Cheers for the advice.
Thanks.
Vinnie.