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Virgin Balance Transfers
ninbo1
Posts: 1 Newbie
in Credit cards
Hi
I have been accepted for a Virgin Credit Card and want to Transfer my Balance to it. I thought all balance transfers would be free but on reading the terms and conditions it states: "We may charge a handling fee for balance transfers". Does anybody know when these handling fees apply.
Thanks
I have been accepted for a Virgin Credit Card and want to Transfer my Balance to it. I thought all balance transfers would be free but on reading the terms and conditions it states: "We may charge a handling fee for balance transfers". Does anybody know when these handling fees apply.
Thanks
0
Comments
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You should be free of charges during the 9 month introductory period. Just make sure you check with them when doing the transfer.0
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Ring them up. I did and they told me it was free without me asking.0
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I have applied for a virgin card and I know from this site that BTs should be free throughout the 9 months. But what do you do if you get a customer service agent who doesn't know this? It seems a bit stupid to say: "Well, you're wrong and i know because I read it on a website". What have other money savers done in this situation?What did I do at work before I discovered MSE?!
DFD - WAS: a while ago
NOW - not sure, due to boyfriend going back to uni for masters and now pgce. Worth it in the long run!
Proud to be dealing with my debts!0 -
Hi
I've just been through this process, and did a super balance transfer into my current account from the Virgin card and no BT fee was imposed. There is no fee when you do it for the first time when you get a new card, or when you apply for it. I asked this question a short while ago on this thread, so have a look at my previous threads to see what others said to me at the time.
HTH
Fuzzy0 -
Just activated my virgin card today,asked to do a balance transfer to my bank account,no charge.Brilliant,and thanks to this site and all who reside here.One more card to go to get sorted,
Cheers,
Marty :T0
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