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Monday 4/02/08 What small dfw thing have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will;
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will;
- Check for clicks
- Check online banking
- Try and have no spend day
- Put some books on Amazon
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Comments
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Morning everyone!
Today I will- Come to work without my purse DONE
- do some ironing for pennies tonight
- spend all day on here on company electric DONE
- look for a new job DONE
- write to mp
On a mission0 -
Morning all:hello: Today, I shall spend zilch
BLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!
THE KILLERS :cool:
THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:0 -
Morning everyone :wave:
Today I will:- cook dinner as per mealplanner
- dry clothes indoors
- review savings accounts - now want to keep that money and do new kitchen PAYG, so to speak, as I've already paid for all the white goods and appliances, now need to pay for the units and labour... so if I can limp along over the next two months with the wreck I have, I should be able to do it and still savings intact
- go over budgets and mealplanners for the month and cut off at least 10% - that will to straight towards kitchen
- apply for Jan travel expenses - also to go straight to kitchen
- set up seperate spreadsheet for kitchen savings from now on
I'm an adult and I can eat whatever I want whenever I want and I wish someone would take this power from me.
-Mike Primavera.0 -
Today I will
Go to the allotment and do some digging ready for spuds.
Pick some veg while I am there
Dinner as per meal planner
Washing Hanging out.
Check Bank Account on line
Look to see when house insurance is due.
Check guarantee on car batteryMy finances are work in progress.Normal veiwing will resume shortly0 -
Morning All!
Today I will:- Post some stuff sold on Ebay (some bits through work shhhh!!)
- Do some more bingo tonight
- Try and have a NSD
- Check on-line banking
- Put the £60 i got for my car into my savings.
Debt: just my mortgage
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Well today (my 2nd day as a DFW nerd) Im going to
- Not use the car
- Apply to panelnet to do online surveys
- Check ebay items
- Check online account
- Have a no spend day
Can anyone tell me how to set up a signature? I cant seem to do it?
:mad:SAVING FOR OUR FIRST HOUSE DEPOSIT
15,000 NEEDED /35,000 SAVED SO FAR! :j0 -
sugarpants wrote: »
Can anyone tell me how to set up a signature? I cant seem to do it?
:mad:
Up the top (under your log in bit) it says User CP. Click on that, go to Edit Signature... you should be able to then.
Remember 5 lines or less though otherwise it doesnt work!
Debt: just my mortgage
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• Post items sold on Ebay
• Check items ending today
• Charge phone at workLBM - March 2007
Total debt Jan 2008 - 23,535.62 (£7050.74 - Student Loan):eek: [strike]£16,484.88[/strike] £13,762.86 (NOW) total debt
Proud to be dealing with my debts - DFW NERD No. 457 Weekly budget £21.680 -
- did my clicks (glad Pigsback actually had a few points today!)
- shall post my last e-bay parcel
- need to list more on e-bay
- carry on with the laundry (drying on cooling radiators overnight)
- conserve the heating
- transfer money into my savings account!I can cook and sew, make flowers grow.0 -
Today I've bought in my lunch to work, I will send a letter to one of my creditors offering a F&F settlement letter (if I can find the template letter), aiming to have a NSD x"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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