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PoppyOscar, Le Cochon and the MFW adventure

19091939596120

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  • Congratulations
    Jan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
    Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
    Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
    Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,500
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    congrats..gif
  • Hello,

    I have read a lot of your diaries and am delighted that you have achieved MF status - I am now attempting to emulate this but it will be about 2 years away yet! Thank you for your diary - it has helped lots of people that you don't even know!

    Squirrel:j
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    edited 31 August 2010 at 4:13PM
    ISA up and running - only 2.7% from C&G but better than a kick in the teeth.
    Have transferred £1000 from other savings earning diddly-squat but aim to fill the rest with 'spare' money - whatever's left at the end of the month - to make it up to the £5100. This will inevitably mean keeping to my MFW MSE ways!
    Had a bit of a spend today though - mustn't make it a habit! Back to work tomorrow which is probably just as well!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooo---hhhhh!! You've been and done it early whilst I wasn't here to see - how very dare you!!!:rotfl::rotfl:

    A HUGE Congratulations to you, poppy!!!! :T:T:T:T:T:T:T:T:j:j:j:j:j:j:j:beer::beer::beer::beer::beer::beer::beer:
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Hi All
    Back to work this week which has been good (but then you knew that - look how the weather has changed!!!). Had a wild week on the plastic too - must not get into that habit! (I pay it off every month so it's ok!) Have worked out I need to save almost £586 a month if i'm to fill my ISA in time for the new year (assuming i don't put any more in this month) so MSE ways need to kick back in!
    So this week I will:
    - take my lunch to work every day (I have so far)
    - have a freezer/store cupboard week apart from fresh fruit
    - only use my car on work days
    - not look at trollbeads on ebay
    - no after work drinkies
    - start checking electricity/gas consumption again and see if i can get it down
    - not succumb to a new kitten even though there is one which comes to sit on my lap every time i go to a certain client's house and looks up adoringly at me.........

    I also need to lose a bit of weight as I seem to have acquired 3 kilos somewhere along the way.

    Have a good weekend everyone!
    POxx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • All admirable targets! Good luck,

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • good luck PO!!
    How does it feel to finally be MF? sounds like you are probably gonna be keeping going with the MSE ways so well done- but I think you do deserve some treats for all the hard work!! (like a kitten perhaps?....:rotfl:..... oh I am naughty but I cant resist cute babies!! )
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations on being MF!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • teapot2
    teapot2 Posts: 3,547 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good luck with your targets - onwards and upwards but I do think I might be tempted myself to have a wee splurge here and there. You have done so well, but don't forget to have a treat or two as lifes too short :)
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