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PoppyOscar, Le Cochon and the MFW adventure

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Comments

  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Final OP for july is going to be £345. Will pay it in on Friday. This will bring me down to just over £1600. August will get me down to under the £1k mark. Soooooo excited now!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Have just gone through my cupboards as, after a spontaneous night on the cocktails :beer: last night with a guy i knew at school, i have blown the food budget for the week! Amazingly, there are several 'meals' there and wine too.

    I will only buy fresh fruit and some potatoes, eggs and milk and will manage with that!

    Have also been paid (got those expenses back! yayyyy!) and will transfer the August initial OP of £700 across tomorrow. That, folks, should get me below 4 figures!

    Spontaneous nights out and car purchase will definitely mean no holiday this summer but I don't care! I can lie around at home and read just as easily as on the beach.

    Will post new mortgage balance on August 2nd when all has been taken into account and is online.

    Lots of love,
    Poppy xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi Poppy

    I just wanted to hi and that you are doing amazingly well, go Poppy, go Poppy, go Poppy, go Poppy :j
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    edited 31 July 2010 at 9:19AM
    Sub 1k!!!!! Don't know exactly how much, but am definitely in three figures!!! have transferred £700 this morning working on the theory that if it's gone from the account i can't be tempted with anything else!!! Will update sig once regular payment and OP have cleared. MF date should definitely be September now.

    Going to Brum today (window) shopping.

    PO xx :D

    Edit to say (with dodgy PO style interest calculation) that the balance should be around £843!!!!!!!
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done, that's fantastic :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • PO
    can I just say AMAZING!!!! :j :beer: :T

    I cannot WAIT till I can say the same thing! probably a good 7 or 8 years away tho!...

    new car sounds fab - good addition for your new MF life!

    am needing some inspiration so gonna go back and read your diary to convince myself one day I too can be posting something like this :D
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Good luck TYO..........just stick at it. I was lucky not to borrow too much in the first place so was relatively easy - in fact could have done it quicker had it not been for certain - errrrrrrr - issues! Since they were resolved have been going leaps 'n bounds.
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow... it is sooooo close now! :D :T Well done! :j
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    £917.83!!!!
    and my regular payment still to go in in the next couple of days!!!!!

    PO xxxx:j
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T:j:T:j:T:j:T:j:T

    Not long to go!

    *is jealous :p*
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
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